Oh while I'm at it, FSM already published gross/net dividend rate for OSK-UOB EMBF, you guys can update your portfolio with it, just take your holdings on 27th May multiplied with the dividend rate and divide by NAV on 28th May, and you'll get your distribution units.

Because I also hold some stocks directly, so I don't want to have a Malaysia equity fund. Even without a Malaysia equity fund in my UT portfolio, Malaysia exposure in my UT portfolio is already close to 10% of my total equity exposure.

If consolidate my UT + direct stockholding, my Malaysia equity exposure would be way more than 50% already, still want a Malaysia equity fund?

This post has been edited by Pink Spider: May 30 2013, 11:14 PM

It's all about risk management. Well, it's a trade-off between risk and return that I'm willing to take.

Now I got:
- car suspension
- waffle cake
- wood picture frame
- cream crackers
- Asahi beer
- Nescafe

Go figure

This post has been edited by Pink Spider: May 30 2013, 11:59 PM

My UT portfolio is 50/50

Then my stock portfolio is "balanced" by OSK-UOB Income Fund which I keep track and monitor separate from my UT portfolio which has AmDynamic Bond and OSK-UOB Emerging Markets Bond.

My 3 months old stock portfolio IRR = 74%

More or less 50/50 overall

See above

EPF-approved, up to 30% foreign bondholdings, mostly HK and SGD foreign holdings. Volatility quite low.

This post has been edited by Pink Spider: May 31 2013, 09:23 AM

u taktau baca fund fact sheets ka??? u really anggap me FSM staff???

Go go buy, it's the best GEM equity fund available.

do some own homework lar

HSBal, then HSAQ?

Salary semua sudah masuk stock trading account...looking for bargain dividend stocks

FSM portfolio on autopilot mode

Yeah, make full use of the CIS, and share with us their response

delete too!

This post has been edited by Pink Spider: May 31 2013, 12:00 PM

I'm going to answer 3 posts with 1 reply...

1. Fund Houses e.g. AmInvestment Services Berhad, HwangIM etc (NOT the Fund Distributor e.g. FSM) typically take about 1 up to possibly 4 weeks to allocate and credit the distribution to unitholders. But u need not worry about the delay, as long as u are holding units prior to ex-date, u will get the distribution, this timing is purely administrative, won't affect your investment value in any way.

2. "Fund made distribution...my holdings not updated...now my holding shows a big negative..."
The following example will illustrate what happens when a fund makes a distribution.

Fund price prior to ex-date: RM1.0000
Distribution: 10 sen per unit
U hold 1,000 units
Fund price at ex-date: RM0.9000
U STILL hold 1,000 units as the Fund House haven't allocated the distribution to u
Account value now: 1,000 units x RM0.9000 = RM900
The "missing" RM100 (10 sen x 1,000 units) is yours, no one is taking that away from u, just that they need to do some admin work on the distribution. After that your investment value will return to "normal".

As explained at Post #1, distribution is merely "left hand go right hand", as a fund declare distribution, the NAV price will automatically "drop" by equivalent amount on ex-date.

Hope that I explained clearly.

This post has been edited by Pink Spider: May 31 2013, 09:01 PM

Mine dropped 0.26%, ALL bond funds dropped.

2 funds gained, guess who are they?


AmAsia Pacific REITs:
Target | Current
10% | 9.3%

If next week drop below 9% of my equity allocation, gonna top up a bit to bring it up

This post has been edited by Pink Spider: May 31 2013, 09:09 PM

If u read the financial news, everyone is talking about interest rate/Treasury yields rising, and that this time bond investors ain't buying the dip.

REITs are mostly leveraged. If interest rates rise, it will hit the earnings of REITs.

Also, AmAsia Pacific REITs got significant holdings in Japan and Singapore REITs, both markets are weakening this week.

Sometimes it could be oversight on the part of the Fund Distributor, try contact LiveHelp or e-mail FSM on Monday.

This post has been edited by Pink Spider: May 31 2013, 09:33 PM

In case u guys did not read FSM research articles...

http://www.fundsupermart.com.my/main/resea...?articleNo=3485



Hwang Select Bond Fund and Hwang Select Income Fund comes to mind

This post has been edited by Pink Spider: Jun 1 2013, 12:25 AM

bond fund is like, +1, +1, +2, +1, then IF drop, -8

bond funds rarely drop, drop also usually due to forex, interest rate movement, downgrade/upgrade, how often do they happen? Hence the "less volatile" label on bond funds.

to be frank, with the 0.2% difference in management fee, I'd rather go for Select Income

Unker Looi likes to play Devil's Advocate

My PGSF losses has halved. Go go go

U timing cantik lo

calling wongmunkeong