why are you think so ? hint ?

Yea~ jialat.. Whn reach -10% I mau top up also

when it reached -10% many will want wait for -12% then.....

This post has been edited by yklooi: Jun 4 2013, 11:19 PM

haha i dont want wait liao! but hope it wont reach that stage la.. mine still at -7%

means it will continue to rally right since most likely they wont stop QE due to weak reports

Plotted the 1-month treasury yield curve and the yield has been increasing since mid-may.

Bond yield increases when there is a decrease in bond-buying (demand).

From Feb 13 to May 13, the yield has been on a gradual decline from a maximum of 0.12% to a minimum of 0% in mid-may. The average YTD 1-mo yield is 0.05%. As of Jun 4, the yield was 0.05%. This could be a possible indication of the Fed tapering its bond-buying program of $85 bil/month. (see jpeg attached)



Data source: U.S Department of Treasury

lol.. those invested in AmAsia Pacific REITs still okay since the fund is diversified into several countries.

Imagine the REIT fund I am holding focus on 1 country..

Thinking to switch some of my OSK-UOB EM Bond to Hwang Select Bond

Btw, anyone noticed that previous FSM favourite, OUEMBF is no longer in the Top 5 sales list?

Yeah, my IRR still in excess of 12-M FD rate, still acceptable

This post has been edited by Pink Spider: Jun 5 2013, 09:34 AM

Bro.. we need to target higher than FD lei. Min also need to beat EPF la...

Haven't beated it yet meh?

FD is my lowest tolerance lo, of course AIM higher.

Remember, evaluate performance on PORTFOLIO basis

Today's underperformer might turn out to be tomorrow's high flyer, and vice versa. Thus, don't fret too much about a single fund's underperformance and don't be too obsessed about today's high flyer.

Hint hint...Quantum Ponzi

Already beat EPF.. but not enough, hehe.. since there will be volatility or corrections, so need higher than EPF lagi to cushion the unexpected drop!

Pink Spider, does a fund's NAV usually fluctuate within the 1-yr high and 1-yr low range?

Funds like Hwang Select Income doesn't seem to break out of the 1-yr high and 3-yr high of 0.68. Even if it did, it was only marginally to 0.6829. Thereafter, it's a downhill movement to fall back to preceding levels of the 0.68.

This post has been edited by yenforyen: Jun 5 2013, 10:25 AM

I'm planning to invest in a fund for my sister. She's been keeping it in her bank account earning dust. KidSave, what do you guys think.

Don't dare to take too much risk with her money.

Boss, Hwang Select Income Fund makes distributions usually twice a year which will bring NAV price down.

Don't look at NAV price lar, it does not mean much.

Hwang Select Income Fund lower risk than KidSave

This post has been edited by Pink Spider: Jun 5 2013, 10:28 AM

Well yes, even if distributions come into play, I still don't quite get the concept behind the range-bound NAV. -__-

This post has been edited by yenforyen: Jun 5 2013, 10:33 AM

Go read Post #1 THOROUGHLY

Your sigs should put please read Post#1 before asking. Haha..

Ya.. Kidsave is good. Just dont do lump sum, unless she says she will not need the money for 5 years, then I will consider lump sum.

Ya. But I figure balance fund. If one side hit, it won't be that bad I guess.

Past performance not bad too. I know, I know.. past performance not indicator of future performance.