I'm using CIMBClicks now, no fee. I used Citibank, OCBC and AmBank before, also no other fee except for the rm2 and now 10 sen interbank transfer.

WTFish?!! 
RM50 transfer fee? Overseas to FSM or domestic to overseas' FSM?

I've done SCB --> FSM (iFAST SCB) & MBB --> FSM (iFast MBB), no such RM50 fees.
In addition, i think now max now is RM0.10 (yup all of TEN cents ) charges even inter-bank, for online transfers by BNM.

More details would be useful - call yr bank, unless RM50 is chump-change to U 
(self-talk... RM50.. i can live 1 month+ for working lunch on that)

How did you transferred? I used IBG transfer to IFAST account in Maybank. Absolutely no rm50 fee.

sorry sarawak bumi say apu is like aduh i am sarawakian haha.. this few days market not good.. i wanna ask la, if market keep dropping, u guys will exit?

If within same fund house e.g. from HwangIM to HwangIM, usually free

If between different fund houses e.g. from HwangIM to OSK-UOB, it will be treated as a sale of HwangIM fund and purchase of OSK-UOB fund, sales charges will apply. No such thing as transfer charges.

Your are holding this 3 funds r ? ROI now at ?

Bila ada???

As for myself, I still believe in the need for PGSF in my portfolio, as a "supplementary" global fund to OSK-UOB GEY. I'm thinking to substitute SOF for Eastspring Investments AP Shariah.

If u were to study its past performance chart, it managed to hold up well in a market downturn situation, but when the market rallies it lags severely. Guess one of the reason would be its lack of exposure to "haram" stocks esp banking stocks.

Done with the switching.

1. Switching ALL of my EI AP Shariah Equity units to EI Global Emerging Markets
Rationale - Intra switching, no Sales Charge, previously paid Sales Charges won't go to waste

2. Switching 1/3 of my units in Hwang Select Asia (ex Japan) Quantum to Hwang Select Asia (ex Japan) Opportunity
Rationale - To maintain my Asia (ex Japan) funds allocation at 1/3 large caps + 2/3 small-mid caps now that the 1/3 previously allocated to EI AP Shariah Equity is switched out, and also seeing that small-mid caps have had a strong run in the recent past.

After this, my portfolio gonna be VERY HEAVY (18% overall!) on GEM, gonna slowly top up bit by bit on other funds to rebalance, let's hope that GEM esp BRIC equities have bottomed  

EI AP Shariah is heavy on telco and IT stocks. My uneducated guess would be due to selldown on telco which is traditionally viewed as a defensive dividend-yielding sector. Recently high-yield stocks are hated by investors in favour of growth stocks.

PM I dunno

FSM, u can do this
Funds Info > Funds Selector

Then u do sorting by performance over a certain time period, from there u can see the winners and losers over that particular time period.
Should be doing better than small-mid caps kua...small-mid caps have been bucking the downtrend lately, as u can see from the Ponzi-like performance of Hwang Quantum

Which thread? Link?
Dave, typo error

FD and saving should be under same category because FD is not an investment as it is longer maturity of saving.

UT and ASM/ASB/Wawasan are under same category because they're not mutual funds/unit trusts.

PGSF = Pacific Global Stars Fund?

PGSF is NOT small cap nia

Your holding in ASM/ASB/Wawasan != cash, cash equivalent or cash redeemable. You need duration to sell them off. They're still UT even though backed by government.

Cash is thing that you can liquid as fast as possible. You can liquid FD immediately by forgoing the interest and pay the early withdrawal penalty (if any).