o mai <3 just what I need. Ty pink.

Pink will tell you that diversification.

But somehow I agree with you. Even if fund A returns and market is not as attractive as fund B (and fund A exposure is not yet in my portfolio). I won't buy it if I know Fund B will perform better.

then you might end ups with alot of heavily M'sia eq based fund....kenanga, hw AIIman, Am Div trust, osk uob eme opp, just to name a few...have performanced very well for the past few years.
anyway, i too, sometimes had both sides of my brains arguing with each others......ha-ha..1 side said, as long as it makes $$ it is ok, but the other side said...diversification for you may be safer on the "just in case"... until now they are still not yet in full agreement....85% in m'sia 15% in Asia ex Jpn

Guess my timing was right, currently my holding yielding IRR of 4.5% (Sales Charge included), decent I'd say.

...and see what happened to fans of AmAsia Pacific REITs who overweight it in their portfolio for the past 1-2 weeks?

This post has been edited by Pink Spider: Jun 2 2013, 07:29 AM

May be, since when you holding this fund and how long period already ? my net profit from this fund is 3.8% (included SC 6% direct purchased from Prudential that time). So is this a considerable good, better or best fund to invest ? i would say so-so in future you would never knows.

Well said diversification, UT itself already diversified your investment. Diversification your fund allocation is a good practice but sometimes too diversified may not yield good return.

I already have an account with iFast Capital
https://www.ifastcapital.com.my/ifast/home/index.svdo

I just wonder what difference between FSM and iFast, since both of them are related somewhat

from the link you provided....
www.ifastcorp.com
iFAST Corporation Private Limited ("iFAST Corp") is the holding company of iFAST-OSK Sdn Bhd which holds 82% of iFAST Capital Sdn Bhd.

www.fundsupermart.com
Fundsupermart.com is the online unit trust distribution arm of iFAST Financial. Fundsupermart.com has an in-house research team to provide independent research in mutual funds and online tools to assist self-directed investors to invest easily online.

I hope I don't piss all the sifu off here by saying this.

But having a too diversified portfolio is not a good thing sometimes. I believe I have a higher portfolio yield than some of the sifu here who have a wide diversification.

But of course, once the market hits me. It'll hit hard. I have got a taste of the 'poison' yet. So diversation is syill the way to go lar. Decision is HOW diversify.

No piss off, different ppl, different preference.

I want to sleep sound at nite about my UT portfolio, hence I diversify it in such way that it will (hopefully) go up and down in line with global markets. What I keep in my control is the different % I allocate to the different regions. If in the event that my portfolio kaput, I think most likely the world economy is a gone case already, my job also not secure.

This post has been edited by Pink Spider: Jun 2 2013, 05:43 PM

Why don't u ask iFast and/or FSM and tell us the difference between opening an account with iFast and opening an account with FSM

I don't track profit/loss %, to me it is meaningless, doesn't facilitate performance comparison and review, I prefer to monitor and review by IRR instead.

This post has been edited by Pink Spider: Jun 2 2013, 05:48 PM

Nope.. who said sifu won't make mistake i believe most of the sifu here having some painful scar before. well its all about how you invest no right or wrong. there are plenty of investment strategy.

Is it ? well for me i am monitoring both ways its not meaningless at all. higher IRR doesn't give you an indication that you yield higher Profit/Loss % same apply to vice versa.

Profit/loss % is useless for performance comparison e.g. comparing performance of Fund A vs Fund B cos it does not take into account period invested.

hmm.. will ask my finance advisor friend who helped me to open the account in iFast

but IMO, not much difference gua.. like Aeon vs Tesco only

open in iFast will through an advisor or something like a financial company that provide many financial services. FSM is direct to customer..

yes you are right, everytime I wish to switch funds/topup I will need to inform my advisor first, and there's a form need to be signed as well, it's not an instant transaction thing

How about Sales Charges? Similar or slightly higher than FSM? Saw at website they mentioned about "lower SCs"...

With Client Investment Specialists like Eugene and Felix, I'd rather go for FSM