aw.. the I enter wrong timing? 

What is the new normal? Lower or higher? BTW, my profit so far at 60% with IRR at 10.03% as of June 1st 2013. Highest IRR is PFSF @ 17.5%, 1st invested in Nov 2004. But then I gain more from swithing out and in duing 2008-2009 meltdown than pure buy and hold play.

I contacted the Client Investment Specialist and filled up the assessment form. This is his recommendations for me.
What do you guys think?
Would it be difficult to keep track of so many funds in the first place? Roughly how many different funds do you keep normally?
Fixed Income                                              Region / Market             Suggested Allocation
AmBond                                                     Malaysia                        20%
Hwang Select Bond Fund                              Global (Asian Focus)       10%
OSK-UOB Emerging Markets Bond Fund         Emerging Markets          10%

Equity                                                                           Region / Market             Suggested Allocation
Pacific Global Stars Fund                                                 Global                          10%
CIMB-Principal Global Titans Fund                                    Global                          10%
Eastspring Investments Asia Pacific Equity MY Fund            Asia ex-Japan              10%
CIMB-Principal Asia Pacific Dynamic Income Fund              Asia ex-Japan              10%
Eastspring Investments Global Emerging Markets Fund       Emerging Markets        10%
Kenanga Growth Fund  Malaysia 10%

I've contacted with Andy before. Now the problem lies with Maybank, which Maybank doesn't allow to do transfer. The only way is to dispose units at maybank and rebuy again at FSM, and nanti all those management fees mahu dibayar semula 

bro - sell the donkey funds AND buy others from FSM at 0% NAV lar
"Transfer in" program
I did it with Public Mutual equity & bon funds (non existent in FSM)
+ will be doing the damned problematic EastSpring Investments' coz bleeding agent REFUSES to sign-off to allow the transfer

ie. i redeem from Pub Mut / EastSpring,
show proof to FSM,
FSM allows me to buy into equity/bond at same amount i redeemed at 0% NAV
Speak to your favorite investment advisor in FSM (Eugene, Andy, er.. no hot kuci mama though )
and cut a deal / get the process right.

(or did i miss something? it's "just a fund transfer" from a fund that doesn't exist in FSM right?)

Just a thought on possibilities

Is it ever too late to join the bandwagon on Kenanga Growth Fund? Why is this fund rock solid going up?

And I m the biggest critic of it. Holding it close to 6 months and never came out of being negative. At The moment -4%

You could always start by perusing their annual report, the underlying funds are usually outlined towards the end of the report. From there you can sorta gauge if the individual stock component is trading at an overvaluation or vice versa. When looking at P/E as a gauge, one has to compare it with its peers in the same industry/sector. Take into account also if the company has solid fundamentals moving forward, such as future earnings growth.

Hi, has anyone noticed that the value in "Cost" column in the holding screen is not accurate?
I recently switched out part of the units to another fund and I noticed the "Available Quantity" is correct but the "Cost" value is lower than what I calculated myself.

The "Cost" value of the fund I transferred to is correct though. So where did the missing amount go to?

When I did my first purchase I thought the SC is charge on the total invested amount, and remaining amount is used to divide your NAV (of transaction day) to get your units. But how they do is they charge the SC on your NAV (of the transaction day) - added into it, and not deducted from your total invested amount. Just a different way of doing.

Not sure if this was what you were asking 

Yes, and the cost is still RM1,000 right?

And if I do a switch sell to another fund within the same fund company, say for RM460. The cost of this fund should be reduced to RM540?

Well, I do my own calculation in Excel and the values in the FSM table are correct for the rest of my funds, except for that one.

I have Fund A only, but I'd like to buy Fund B (that I don't have) using the part of the funds I have in Fund A.

Other than Fund B's SC, will there be other costs incurred? Fund A and B are from the same house (OSK-UOB).

I've sent a question to the CIS. But I have another question here

Can I apply the FSM 'trick' here?

Fund A is 1.5%, Fund B is 2%.
According to tier table, switching fee = Nil
According to each 'fun' fact sheet, switching fee = 25RM

Which rule to apply here?

Asian  and US bonds has been dropping like flies since last week lar...... interest rate did went up  already due to bond selldown.

A little bit late to the news. 

This time very funny... bond drop, equity drop, gold drop, reit drop....all due to qe pullback cause no more easy money.

So whats left to invest that does not need easy money?

But i think this drop might be temporary... to flush out all cheap credit which has inflated all asset class.

Now short term bonds A to AAA grade will be the safest, less than 3 years. Govt bond is a no no.