Because I also hold some stocks directly, so I don't want to have a Malaysia equity fund. Even without a Malaysia equity fund in my UT portfolio, Malaysia exposure in my UT portfolio is already close to 10% of my total equity exposure.

If consolidate my UT + direct stockholding, my Malaysia equity exposure would be way more than 50% already, still want a Malaysia equity fund?

Any new promotion coming again? Hehe...

weird my PGSF seems to be in the "green" and profiting... wahhahahaahha

Well. It may be the best in it's league but it's definitely not in overall. Yes it outperform its benchmark but there are a lot other funds which is outperform GEM fund. in term of IRR this fund among the lower rank in my overall portfolio. We buy UT, one common objective good return isn't it ?

Well said diversification, UT itself already diversified your investment. Diversification your fund allocation is a good practice but sometimes too diversified may not yield good return.

my IRR today is 2.5%

My portfolio as of end of May 2013

[attachmentid=3469774]

Fund | ROI | IRR

Public South East Asia Select Fund | 41.20 | 7.26
CIMB-Principal Australian Equity Fund | 24.42 | 14.19
Public Far East Select Fund | 22.57 | 3.01
AmAP REITs | 7.91 | 9.66
Public Asia Ittikal Fund  | 8.87 | 1.46
AmDynamic Bond | 6.61 | 5.42
Aberdeen Islamic World Equity Fund - Class A | 3.07 | 8.37
CIMB-Principal Asia Pacific Dynamic Income Fund | 1.71 | 11.53
OSK-UOB EMB | 0.05 | 0.06

Cannot remember yours bro.. but my max ROI for this fund was 9.2%

IRR is useful to compare and benchmark. If you've been investing in a fund for >3 years already and its IRR still couldn't even beat 12-months FD, you might as well dump it. ROI is not useful as a comparison measure.

ROI will be good for funds holding less than a year.

Also for sales guys to sell the fund.. Hehe

AmAPAC REITs down again!

Bro.. we need to target higher than FD lei. Min also need to beat EPF la...

Already beat EPF.. but not enough, hehe.. since there will be volatility or corrections, so need higher than EPF lagi to cushion the unexpected drop!

Boss, Hwang Select Income Fund makes distributions usually twice a year which will bring NAV price down.

Don't look at NAV price lar, it does not mean much.
Hwang Select Income Fund lower risk than KidSave

Ya.. Kidsave is good. Just dont do lump sum, unless she says she will not need the money for 5 years, then I will consider lump sum.

http://www.fundsupermart.com.my/main/fundi...lnumber=MYHWSIF

Who say tarak???

FUND PERFORMANCE (BID-TO-BID ANNUALIZED RETURNS)

near bottom of the page

U understand the concept of ANNUALISED RETURN or not?

Means
from 03-Jun-12 to 03-Jun-13: +11.1%
from 03-Jun-11 to 03-Jun-13: +8.6% PER ANNUM
from 03-Jun-10 to 03-Jun-13: +10.4% PER ANNUM