If u don't wanna spend much time and effort on monitoring and/or review, these are great choices for long-term saving/investing:

- Hwang Select Income
- OSK-UOB KidSave

Just do no-brainer monthly topping up, in the long-term u should see results.

yeah i look at these two.
Just looking for alternatives for Fixed Deposit now
I haven't really know how to invest in Fund properly
thanks

Unit trusts are meant for long-term investing.

Do not buy unit trust with money that u need to use in less than 3 years' time.

Here's my portfolio:
1. AMB Dividend Trust Fund
2. Alliance Global Equities Fund
3. AmAsia Pacific REITs
4. Eastspring Investments Asia Pacific Equity MY Fund
5. Hwang Asia Quantum Fund
6. OSK-UOB Asian Income Fund
7. OSK-UOB Emerging Markets Bond Fund

I was advised by FSM specialist to exposure a little bit in China Market.
What do you think? Is there any improvement?
I'm thinking to intra-switch OSK-UOB Asian Income fund.

Dump that one pls

should

Have you always use the word 'should' or just recently because of how the market is

Short-term sure got volatility lor

In the long-term (at least >3 years) should see results

so for kidsave even market up or down, u also do DCA?

I've dumped my KidSave bcos I don't wanna have any balanced/mixed assets fund, but I've been monitoring it on and off.

oh ok now very unstable my whole portfolio ><

Mine roller-coastering...IRR from high of 6%++ drop to low 4%, then back to 5%+

I've invested into kidsave for the past few years for my kid's education portfolio and have never regretted in investing into this fund. XIRR% to date is 15.26%.

do you calculate your IRR% daily?

It's auto-calculated wan mar

you still have to calculate the total value for each of your UT fund daily right by multiplying daily NAV and total units? the you add up the total values of all your funds....to get total portfolio value and from there calculate IRR.

am i correct?

Thank,Pink.
Any recommended fund to replace it?

I just need to update 2 cells for EACH FUND:
- date
- NAV price

then the rest will auto calculate

1. AMB Dividend Trust Fund
2. Alliance Global Equities Fund
3. AmAsia Pacific REITs
4. Eastspring Investments Asia Pacific Equity MY Fund
5. Hwang Asia Quantum Fund
6. OSK-UOB Asian Income Fund
7. OSK-UOB Emerging Markets Bond Fund

Don't need replacement, u oredy have lotsa exposure to Asia ex-Japan thru those funds

So what u mean is just sell it or how?
Should I inter-switch or intra-switch to some of my holding fund + new house?

This post has been edited by Macrusin: Jun 18 2013, 12:23 PM

Still waiting for my top up info to be sent to me. Hope to see my PGSF perform better

HSAQ dropped from 20%+ to 14%+