Just as gold is undergoing a "dead cat bounce", AmAsia Pac REITs has been going up 20%++ in 1 year, and now it drops (a bit). U wanna bet that it will continue its crazy 20%+ gain a year?

"Gentlemen, please place your bets..."

This post has been edited by Pink Spider: Jun 4 2013, 09:18 AM

85% Ringgit exposure does not mean that HSB is holding 85% Malaysian bonds

HSB does currency hedging to hedge against forex movements in its portfolio.

Google "currency hedging", "forward contracts" to read about it.

I given all back to my lecturer already

both UT portfolio and stock portfolio can ride on autopilot mode liao

CMF is not investment, it is savings/excess cash parking

I get IRR becomes 68.28% when I do that...no such problem

My UT portfolio drops RM80++, but my local stock portfolio gains RM120++

The beauty of diversification

Unker, senang je...just open the file, do whatever changes u want, then go "File" > "Save As" to save as a new file name. The password protection will be gone.

The purpose of setting "Read-only" protection is because I don't wanna accidentally saved some unwanted changes

This post has been edited by Pink Spider: Jun 4 2013, 09:03 PM

Stock portfolio volatility a lot higher too, even with a portfolio which makes up of mainly defensive stocks. A typical equity fund can have up to 50 different stocks, while a concentrated equity fund like Pacific Focus18 has up to 18 stocks. My stock portfolio currently only has 7 stocks.

FYI, older version of Excel cannot calculate/support XIRR formula. U gotta download something like an add-on/patch, like what I did last time.

This post has been edited by Pink Spider: Jun 4 2013, 09:17 PM

u devil

Don't fight the Fed...

Thinking to switch some of my OSK-UOB EM Bond to Hwang Select Bond

Btw, anyone noticed that previous FSM favourite, OUEMBF is no longer in the Top 5 sales list?

Yeah, my IRR still in excess of 12-M FD rate, still acceptable

This post has been edited by Pink Spider: Jun 5 2013, 09:34 AM

FD is my lowest tolerance lo, of course AIM higher.

Remember, evaluate performance on PORTFOLIO basis

Today's underperformer might turn out to be tomorrow's high flyer, and vice versa. Thus, don't fret too much about a single fund's underperformance and don't be too obsessed about today's high flyer.

Hint hint...Quantum Ponzi

Boss, Hwang Select Income Fund makes distributions usually twice a year which will bring NAV price down.

Don't look at NAV price lar, it does not mean much.

Hwang Select Income Fund lower risk than KidSave

This post has been edited by Pink Spider: Jun 5 2013, 10:28 AM

Go read Post #1 THOROUGHLY

HSIF - 70/30
KidSave - 50/50

The MAIN REASON why I like HSIF - it's not EPF-approved. So, no restriction on foreign investments.

I got a durian tree
On the tree got 10 durians
Tomorrow 2 biji dropped and I took and sold
Later grow another 2 biji
Then 2 biji dropped and I took and sold

*repeat and repeat and repeat*

if u still dun understand I gonna pluck your armpit hair and let it grow and pluck and grow and pluck

Now I'm doubling as HwangIM ambassador

http://hwangim.com/investment-solutions/re...ect-income-fund

See fact sheet. FSM maybe needs time to update the figures cos it's a new fund to FSM platform

http://www.fundsupermart.com.my/main/fundi...lnumber=MYHWSIF

Who say tarak???