Average return is calculated by taking TOTAL PROFIT (in $$$, not %) / No. of years x Initial investment

Not average out the %...

XIRR is the Excel formula...it is IRR

This post has been edited by Pink Spider: Jun 15 2013, 06:10 PM

that's the reason why i saw i'm hunting for a global fund, but cant seem to find one that can perform consistently on FSM platform.

Pacific Global Stars used to be the star, now the star faded
OSK-UOB Global Equity Yield lagged previously, now rose when US and Europe performed strongly
Same thing for Eastspring Investments Global Leaders

Maybe u can consider Aberdeen Islamic World Equity, but being a Shariah-compliant fund, u will miss out on banks, insurers, breweries and tobacco stocks

Just go for the LEAST WORSE lor

am keen on Aberdeen Islamic World Equity by hoping it will run like its sisters funds...but am quite disappointed on its performance since launch....slow like snail when everyone else shot up

How about now ?

This post has been edited by aoisky: Jun 15 2013, 11:07 PM

want cross check with sifu's here ah

most of my funds is focus into equity and into asian market

planning to get this two

HWANG SELECT INCOME FUND
cause its fixed income, which im interested in as my current portfolio is skwed towards equity and its also covers globally

ALLIANCE GLOBAL EQUITIES FUND
for have some portions of my equity cover the global region
im guessing this is back to back for "the Fullerton Global Equities Fund" right ? , any comments on global funds performance when fx rate comes into play ?

edit: yeah the AGEF is tagging along with the FullertonGEF

This post has been edited by JinXXX: Jun 16 2013, 12:08 AM

hello sifu2 here. I just want to ask, how does one decide when to topup their funds ? All I am seeing is the ever increasing NAV. What are the criteria if I want to topup my funds ?

The original DCA concept doesn't time the market. That's why RSI monthly at a defined date.

But another variation appears to employ VCA.

There's no definite answer to answer your question.

Hwang SIF has up to 30% exposure to dividend-yielding equities FYI

I (remain) invested in Pacific GSF bcos I believe in its management.

For now, it still lagged behind other global funds like OSK-UOB GEY and EI Global Leaders due to 1 reason, those funds are overweight US+Europe whereas Pacific sees value in Asia Ex-Japan hence its overweight HK+China.

defined date ? regardless of NAV, even if its ever increasing ?

Traditional DCA technique has yourself defining a date, and u top up on that date every month.

With FSM, it's 15th of every month.

oo I got it now. ty ty.

"how does one decide when to topup their funds ?"...it depends on your hindsight on the fund. is it over value now? does the fund allocation in your portfolio allows? How is the valuation of the fund coverage area? etc and finally it also depends on you yourself.
"All I am seeing is the ever increasing NAV. What are the criteria if I want to topup my funds ?"....
i think this headings look almost similar to what you asked....
If a stock I own keeps climbing, should I buy more shares? Check this out if you like...
http://investdaily.custhelp.com/app/answer...-more-shares%3F
happy investing

There is no AGEF in your portfolio right? Where is your US+Europe+Japan exposure?

I will top up PGSF too. Dropped more than 5% already

thanks.. 30% for the amount im investing if drop also loose like few bucks only hahahha

will hunt for better fixed income once the bond yield/interest rate thing has settle down again...

need to read up on that too... wonder whats up with that

OSK-UOB GEYF lo...80%++ invested in US +Europe

ALLIANCE GLOBAL EQUITIES FUND
OSK-UOB GEYF

which is a "better" global fund to invest in ?

Read their prospectus and come back tell me what are their different investing style

ALLIANCE GLOBAL EQUITIES FUND aka Fullerton Global Equities Fund

2/3 asia.. 1/3 in G5 market

from last report japan and us heavy

OSK-UOB GEYF

currently they are heavy towards US market at 48% holdings with UK @ 10% , Germany @ 5.5

hmmmmmmm

both fill/fit into two different "niche" segment...

any reason to go for 1.. or go for both ??