I have question regarding PR Application.

ICA website stated that Eligibility to apply for one of the option :

c) P, Q or S work pass holders


But it did not mentioned the validity of the Work Pass require.

Anyone know if there is any requirement of validity for the Work Pass? Because I booked an appointment in Aug and my pass expired the same month >"<

Anyone can share method by transferring a large amount of money (about RM250k) from Malaysia to Singapore? If anyone wonder why transfer so much, it's for down payment to buy property in SG.

I know one of the method is TT and the rate will follow bank's rate (so might lose few thousand SGD). Any other better way?

Could it be risky? In case government ask where is the money come from then how to answer? There is no proof.


Nope, HDB.

Oh then need to find a reliable Money Changer in Msia. But considering the risk of losing the entire 250k if the Money Changer is doing hanky panky stuff. I might go for Bank's TT even the exchange rate lower which will cost about SGD 2k+.


Yes it's legit. Initially I thought you mean bring in the money without declaring it. You are right, I remembered is 30k, every time pass by the custom got the board written need to declare if bring more than SGD 30k. But security is one


TT rate is flat. I had checked Maybank's TT is RM27 but the spread for exchange rate is 7 cent. I do checked Maybank's Forex through their website.


Yea, security is part of our concern. I had checked the spread for Maybank, is about 7 cent (2.55 vs 2.48). So about SGD2K+ lesser compare to Money Changer.

This post has been edited by almeizer: Jun 23 2013, 10:11 AM

Everyone earn in SG will get tax, if you stay in SG more than 183 days and earning less than 20k in the year then won't get tax (resident tax). If stay lesser than 183 days (non resident tax), I think will get taxed at 15%.

http://www.iras.gov.sg/irashome/page04.asp...ent_individuals


By month end top up no use, it count the average for the month must be $1k, else will get charge $2.

You may try SG REIT. The price for some REIT(s) drop quite a lot past month. I think it's time go in.

http://reitdata.com/

http://www.sgx.com/UnderMaintenance.html?W...eits/investors/

Exchange rate 2.52 today at Sim Lim Square ground floor. The one exit at overhead bridge (opposite Bencoolen or Burlington).

But you are Malaysian which automatically makes you are resident of Malaysia (rakyat). It does not mean that you must reside in Malaysia. Please correct me if I'm wrong.

This post has been edited by almeizer: Aug 29 2013, 09:28 PM

It's that need to pay first then claim later. But the amount claimable is base on the rate in Malaysia.

Another clause is the claim only applicable if the insured person leave Malaysia not more than 90 days.

If you are trained teacher, you can apply as foreign trained teacher (for non Singaporean and non PR).

This post has been edited by almeizer: Sep 2 2013, 08:34 PM

Definitely you can save more with SGD 3.2k compare to RM 3.7k. The question is does it worth for you to leave your families and friends by start working in a new environment?

What position? You going to accept the offer?

I think equivalent to "Sales". Normally sales is low in basic but high in commission.

You have commission if able to get business for company?

I bet your post should be able to fetch like 2.2k. But due to your work permit levy that they going to pay monthly, therefore it was deducted from your salary, end up become 1.7k.

500 * 5% = 25

It should be 200 spending/mth