Your money is clean right? Why no proof? Only the risk of getting stolen in the flight to SG. Hug it with your life and don't fall asleep.

Remember to declare in the customs. I can't remember what is the minimum amount to declare now, around 30k sgd few years back. Fill in some forms and reason to bring in the money. No problem one if you declare and the money is legit. No tax, charges whatsoever.

The 10k notes still available but you have to ask the money changer to keep for you. Dad say very rare in our place, KL should have more. Lost one piece cry until next month.

The don't know who will be the DM's boss, the process is long because the boss always busy with his golf and holidays. Hard to make an appointment with him.

Just go with the flow since already done and good luck.

Look at your gpa first if you are fresh graduate, then your achievements like book prize, awards and medals those kind of thing. I think my CAP help a lot in getting my first job here after graduate, after that people don't even ask where I graduated from... So sad.

Sabah boleh!

GPA for my school.

For the graduate to be out there, your degree classification is the first thing and maybe the only thing people look at to decide to delete your application or invite you for an interview. If you are aiming for mnc where hundreds of applications coming in, then your degree and gpa are the criteria for first round cut off. These are the things to show how committed you are in what you are doing. Achievements that people may not know is meaningless, no people will spend time googling what competitions are those. Saying gpa is useless is like the fox and sour grape. Listen to your parents and lecturers, study hard for a better opportunity.

For those fresh graduates, no need cry over spilt milk, work harder from now on.

Tiger (and also Jetstar) used to fly to Kota Kinabalu from Changi. But they cancel the route few years ago. Monopoly by Airasia or not enough passengers? Now only Silk Air and Airasia flying. The Airasia I take always full, should not be not enough passengers... Silk Air depends on occasion but most of the time still have some seats left.

Got one adv Airasia mocking Tiger, ff tigers were meant to fly, they would be born with wings. The tiger so cute .

IT people in my bank about 3k plus for fresh grad I think. 1.8k is long long time ago... Career advancement then depend on his competency already.

That's why our mum ask us study good good lo. Y no listen lol but listen to those people saying GPA is not important bla bla bla. If the us, uk ivy league foreign graduate come here, normal local uni grad also need to step one side...

Deodorant, 7-8 years ago that time the salary is like that kind of range one. Local graduate around 2k, 8k is the high end investment banking guys liao. 3 bedroom condo in Bukit Timah only 600+ k .

The key word is the bolded part. When I start work with my other half, our pay difference is about 3 times. We came from the same school, different courses and results though, I go into bank and he go into engineering. Fast forward to date, his title I think is principal engineer, and I just a small potato in my company, but the income gap is still significant.

US MNC normally pay huge sum of salary. Can't believe my eyes when I got the offer letter from one of the US investment bank here when I was a fresh grad. Like too good to be true don't know black shop or not lol.

Finally Friday , so busy making coffee and photocopies for my boss. Banking more, if not Shenton Way and Marina will be crowded with people wearing helmets and yellow water boots instead of coat and ties. We started work he 800 minimum wage, then me 2.0, now he 1.6 and me 3.2 like that lo. Too bad we not considered fresh grad, if not can get the median pay of fresh grad now. Happy weekend all my country men and women, hidup!

This post has been edited by Fiona Chin: Jul 12 2013, 04:25 PM

The more tax you need to pay, the more blessing you have. Anyone also want to pay few millions for tax if possible.

I posted twice in this page, meaning one of them is dumb Can't help with all the influences from trolls around.

Any news for the Kovan murder? Got nagged since landing for working too late and going home alone sometime.

3-4k for a small scale property management company.

Ah I see what you did there.

Why no people keep their money in the world's local bank eh? So sad, job at stake.

If talking about bank deposit in SG then I using Maybank time deposit. They used to be the best rate last time, never do any research now, mainly because my saving is too small for the 1% extra interest difference to be significant. Saving in the time deposit for liquidity only (with some strategy).

Last time when I have one lump sum, I saved in oz time deposit, used to be like 6-7%. Also moved most of my saving there when its 1 sgd to 0.9 aud. Earned 30% due to the exchange rate when it jump to 1.2 in a short while, then move back to pay my loan. Now left with peanuts I just leave it there in oz, around 3-4% now and aud is dropping... The extra cash I have now I dump it all to the house loan. A bit unhappy got restrictions to buy stocks, easy money...

Another good choice as they always say, top up your cpf.

Poor people don't have a lot of cash, really. 1% interest rate of 100 only 1 dollar per year. Most of my cash went into early pay off of my house loan here, better off. Left few months of expenditure in saving accounts for rainy days which I put in OCBC for convenience of withdrawing money and internet banking.

If you want liquidity from fix d, break the sum into smaller parts, then choose different maturity periods so that they mature at different time. If you got 50k, then 10k 24 months, 10k 18 months, 10k 12 months, 10k 6 months, 10k 3 months, so every quarter or what you got money to do whatever you want. It take some time and patient for this to work. Op for the monthly maturity one if you really have problem managing the cash flow. I have been doing this for few years for the down payment for the second house I and my fiance planning to buy. Recently we lump together all the money and make 3 3-month maturity so each month we got cash at hand for the down payment and rubbish fees. Fix d interest rate + flexibility .

For emergency case, better buy insurance than saving it on your own.

What 10k eh later IRAS come after me, have to cook most of my meals to save money on food, stay back late at office just to claim money for dinner.

Your son is a PR sponsored by you? You ok with the NS later?

The children's parents can chose to let them be a foreigner or a PR. Both can go to public schools, but the foreigner child has less priority in choosing the school and the fees are (a lot) more expensive than a PR. Some pro and cons for both the children and the parents.