ronnie, i visited Maybank Card Centre today at The Garden
the maybank staff there ask me to get either Visa or MasterCard
what is the difference and which one should i get?
and is there any charges if i decide to change it later on in the future?
i ask the same question to the staff but what they said is "both is acceptable in Malaysia"

i see
is that means Visa and Mastercard dont have significant difference?
its just the matters of different company and merchant acceptance?

yes u can switch anytime but Maybank will charge RM50 service fee for each time u change it.

guys
if i use AMEX at petronas pump instead of at the counter, on saturday, will i get 5% cashback?

just want to confirm,
some forumers in previous post mentioned that there are fuel station that only applicable for cashback if user swipe at the counter.
is it just a confusion, misunderstanding or actual case?

ok noted

3 years of expiry is not that bad and not that good
but i do hope they will inform the user thru sms or email regarding on the expiry point.

not like Bonuslink card, simply deduct points almost every month without notice -.-"

guys
in Maybank2U we only can check the total treatpoints collected.
how do we check TP gain for each transaction?
is there detail view of it?

i always redeem my points for petronas card/voucher
does it affected?
or only for shopping voucher?

bro, can u advise how do u scheduled TNB payment on weekend?
i thought the system is recurring based on the date?

i see
then we can still get the 5% cashback as normal transaction rite?
thanks for the info

cybpsych said is true.
some people spend more than rm500 but their expenses are not equally distributed.
as for me, my petrol expenses is RM300 per month but that is only 6 transaction.
the rest of it is my bills which barely reach rm50 per transaction
this is the worse scenario for both of us.

guys, i got confusion.

1) in my transaction for AMEX, i have Service Tax Debit RM50 and Service Tax Credit RM50. does it mean my GST is waived?

2) if i purchase item with 0% installment during weekend, how does the treatpoint and cashback works? we dont get points at all?

thanks for reply
but how about item no 2?

i see
thanks for the tips

guys, need clarification on few issues here.
this is my first time using credit card.

my statement date is 6th September
my due date is 26th September
my statement balance is RM88.65
my outstanding balance is RM1500.61

i already paid statement amount on 12th Sept but until now it seems like Maybank2u not updated.

the only changes is the minimum amount from RM3 to RM0.
no changes in statement balance, its still RM88.65
changes in outstanding balance, now is RM1411.96

is that means i still need to clear all the outstanding balance to avoid interest charges?

maybe sifu ronnie can help

thanks bro for the quick reply
then i dont have to worried that much
btw, if got interest charged, the description will appear in the statement right?

its normal for most people out there dont know about scam, especially for first timer.
thats why the scam exist at the first place, due to lack of awareness
but it doesn't mean that people shouldn't use credit cards.

me also got no offence
maybe he think that it is one of the bank charges
thats why he ask