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Credit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question

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fruitie
post Sep 20 2013, 02:34 AM

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QUOTE(MandyG @ Sep 20 2013, 02:29 AM)
GST is pay every year, right?? What is the min salary for apply gold cc? Can RM1700 apply for it?
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Yes, GST is on yearly basis.
Gold's requirement is min RM 2500/month.

By the way, BNM has set a rule that RM 2000/month is minimum income requirement to get a credit card.
fruitie
post Sep 22 2013, 01:40 PM

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QUOTE(angelicious @ Sep 22 2013, 11:47 AM)
I understand the shared credit limit part but lost at shared weekend 5% rebate. Could someone explain it, please?
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That means both principal and supplementary will share the RM 50 quota rebate every month and not RM 50 each card.
fruitie
post Sep 22 2013, 01:55 PM

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QUOTE(angelicious @ Sep 22 2013, 01:52 PM)
Unable to quote both replies. Anyway, does that mean the principal and supplementary each gets RM25 cash rebate?
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No. It is RM 50 combined and not evenly shared RM 25 each.
So, for e.g. RM 50 is already spent by main card, nothing left for supp. Vice-versa.
fruitie
post Sep 22 2013, 02:21 PM

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QUOTE(Barricade @ Sep 22 2013, 02:12 PM)
All the while also cannot wat. WTF?!
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Why are you so emotional?
It is possible. Read post #3 but I didn't try myself.
cempedaklife is the one shared with us.
fruitie
post Sep 22 2013, 02:41 PM

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QUOTE(cempedaklife @ Sep 22 2013, 02:40 PM)
Barricade sheng fruitie

damm!! u guys reminded me..it was all because of my stupidity.
i forgot that i call CS to pay by phone, not through m2u

sorry guys for the confusion  blush.gif
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laugh.gif laugh.gif I also didn't notice you quoted "M2U". My fault as well. tongue.gif
But I don't like people using WTF and other profanities in the forum. smile.gif
fruitie
post Sep 22 2013, 03:13 PM

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QUOTE(angelicious @ Sep 22 2013, 03:00 PM)
Correct me if I'm wrong. Does that mean the cash back will go to principal first and if it is fully deducted, nothing goes to supplementary?
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No. sweat.gif
In short, RM 50 is shared between principal and supplementary card.
How you want to use it, it is up to you. You want to let supplementary use all RM 50 is also possible.
In conclusion, they are shared.
fruitie
post Sep 22 2013, 03:44 PM

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QUOTE(angelicious @ Sep 22 2013, 03:36 PM)
Call the CS and request them to let the supplementary use all RM50. Possible?
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Are you trying to troll here?
https://forum.lowyat.net/index.php?act=Sear...sult_type=posts
Missing for 4 years and came back in this thread posting things which we are tired of explaining liao. sweat.gif
fruitie
post Sep 22 2013, 04:18 PM

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QUOTE(angelicious @ Sep 22 2013, 04:13 PM)
Ok. Thank you, Vincent. Now I understand better. To those who got annoyed with my queries, nothing I can do. I ask because I don't understand. And what's wrong with being hiatus for 4 years? I don't come here 24/7, 365 days because I am not obligated to do so.
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Same. We are not obligated to answer you as well.
Tried so hard but looks like we are not good in explaining.
Enjoy your stay and always read first page before asking any question.
fruitie
post Sep 22 2013, 07:22 PM

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I need to go to KLCC soon to increase my credit limit. Company has changed its name and soon will reflect on payslip. Before it happens, I better request to change my credit limit. I just want to avoid any issue later. Since my September salary was already released on Friday and expected to change payslip in October, I think it is high time. laugh.gif

My credit limit is based on the salary I got in 2011 which by now it is nearly 100% increment. sweat.gif

3 months payslip should suffice I supposed? Anything else? I can always print EPF statement as well. smile.gif

This post has been edited by fruitie: Sep 22 2013, 07:24 PM
fruitie
post Sep 22 2013, 07:56 PM

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QUOTE(Human Nature @ Sep 22 2013, 07:52 PM)
Yup, latest 3 months salary slip or latest BE form with original tax receipt or latest EPF statement
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Great. biggrin.gif
I think I will just bring 3 months payslip + EPF statement.
BE form is based on last year's income which this year is higher. blush.gif

Need to drop by these few days after working hours. nod.gif
Just to confirm, it is the Maybank in the concourse area which leads to the tunnel to Pavilion.

This post has been edited by fruitie: Sep 22 2013, 07:58 PM
fruitie
post Sep 22 2013, 07:59 PM

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QUOTE(CP88 @ Sep 22 2013, 07:57 PM)
You've worked in a great company. 100% increment in 3 years time  drool.gif
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laugh.gif Thanks. laugh.gif
Maybe they underpaid me from the beginning and now only matched back the figure with market? tongue.gif
fruitie
post Sep 22 2013, 08:20 PM

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QUOTE(Human Nature @ Sep 22 2013, 08:02 PM)
Thanks. biggrin.gif
Yeah, that's the branch I meant. smile.gif

Since it is quite near to me, I think I will drop by. Unless after working hours, it doesn't entertain credit card issues then no choice I will go for fax/email option. biggrin.gif
fruitie
post Sep 23 2013, 12:00 AM

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QUOTE(yujin86 @ Sep 22 2013, 11:56 PM)
Wad happen if I didnt activate the visa card and just activate n use the amex?
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I thought it is automatically activated? I can't recall if I did any activation for my Maybank cards which I have started using more than 2 years ago.
Anyway, with or without activation, you will still need to pay for the GST but can't use for any transaction if it is not activated.
I believe both cards are activated at the same time, you can't choose basically not to activate your VISA.

This post has been edited by fruitie: Sep 23 2013, 12:04 AM
fruitie
post Sep 23 2013, 12:35 AM

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QUOTE(onthefly @ Sep 23 2013, 12:30 AM)
anybody know the validity of Parkson voucher when exchange with Treat Points ?
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I think I saw before on this thread some time back, if not mistaken it is 12 months from the date your redeemed.
You can do a quick search on this topic. "Parkson"

Yeah, found... Answered by ronnie: https://forum.lowyat.net/index.php?act=ST&f...post&p=61906298

This post has been edited by fruitie: Sep 23 2013, 12:36 AM
fruitie
post Sep 23 2013, 11:37 AM

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QUOTE(CalvinCLK @ Sep 23 2013, 10:03 AM)
I think they open until 7PM, if I am not mistake. smile.gif
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Thank you! biggrin.gif
I may try to find their number and give them a call before I go. biggrin.gif
fruitie
post Sep 23 2013, 10:32 PM

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QUOTE(fahrur_07 @ Sep 23 2013, 06:39 PM)
why dont you just email to them
easier and faster
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Oh and I thought email will be slower than walk-in.
That sounds like a better idea, will do it tomorrow. biggrin.gif
Have to dig out their email address. icon_idea.gif
fruitie
post Sep 23 2013, 10:51 PM

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QUOTE(onthefly @ Sep 23 2013, 10:50 PM)
u just need ur 3 months pay slip. i did it few weeks ago.  nod.gif
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How much it has increased for you against your old CL?
fruitie
post Sep 23 2013, 10:57 PM

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QUOTE(yujin86 @ Sep 23 2013, 10:54 PM)
I activate my amex thro phone cos cant get the tac thro sms
but my visa in maybank2u shows it is not yet activate and mbb didnt charge me for gst yet... so I am just asking because basically bank will charge u the gst on the first month statement
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Mine wasn't charge on the first month, I think second or third month. smile.gif
As far as I understand, GST is charged upon approval and not activation.

At least this is happening to my Citibank Corporate Credit Card that furnished by company.
I haven't activated yet but GST is already charged to my card. laugh.gif
fruitie
post Sep 23 2013, 11:13 PM

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QUOTE(onthefly @ Sep 23 2013, 11:12 PM)
doubled.
but my salary isn`t double.
wish it was doubled  unsure.gif
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I noticed all the banks are not generous to me when it comes to CL... sad.gif
fruitie
post Sep 23 2013, 11:58 PM

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QUOTE(onthefly @ Sep 23 2013, 11:56 PM)
haha u have some loans or bad record or something ?  hmm.gif
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No loans previously, just took up a car loan in July. After that didn't apply any card...
No bad payment of course, I'm very particular with that...

Usually it is just 2x my salary, hardly get 2.5x though.

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