Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V7, Pls use Search Topic b4 ask question
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 Aug 23 2013, 08:33 PM
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#41
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Staff
72,818 posts Joined: Sep 2005 From: KUL  
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QUOTE(edwardccg @ Aug 23 2013, 04:34 PM) If let say i redeem rm50 on my account, but i did not use VISA/MC anymore. So there will be outstanding amount of -50. this amount will maintain on the account until i used the card or next GST charges deduct? You can transfer the -RM 50 to your AmEx. I just did it for this year because I was running out of time to redeem, else will be charged with late payment. So I paid first and redeemed my TP, asked CS to transfer the money to my AmEx. |
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Aug 24 2013, 12:59 AM
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#42
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(chloe999 @ Aug 23 2013, 10:43 PM) So is it the only way to redeem TP to offset the gst? I saw it charged rm50 x2 on both visa and amex but got deduct in amex..charged rm50 on visa only... Yes, the only way is to redeem via TP or you pay for the GST.Anyway better? Only one card will be charged and AmEx is free for life. |
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Aug 24 2013, 11:53 AM
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#43
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(edwardccg @ Aug 24 2013, 09:37 AM) will this transfer of balance have any extra charges? No. |
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Aug 27 2013, 12:57 PM
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#44
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(yujin86 @ Aug 27 2013, 12:54 PM) YES i will be join tis card member soon!!! AmEx's GST is waived for life but you have to pay for your VISA/MasterCard's (depending which card you got) GST.oledi see the 2 card appear in my maybank2u account. but still waiting for the arrival of the card. 1 question here, the GST rm50 for tis year is waived or hav to pay? You can use 12,500 TP to redeem it or pay RM 50.00. So, in short, yes need to pay and not waived even though as new user. Annual fees for this M2Card is waived for life though. This post has been edited by fruitie: Aug 27 2013, 12:58 PM |
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Aug 27 2013, 07:40 PM
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#45
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(fahrur_07 @ Aug 27 2013, 06:45 PM) tell us the trick He posted before and TS has compiled it on post #3. |
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Aug 30 2013, 04:58 PM
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#46
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(zenquix @ Aug 30 2013, 04:29 PM) actually just some thoughts... if your statement date is 31st (or 30th) then your payment due date is 20th. This means the RM50 cashback will not be in the statement. It will then not be factored in the statement balance which you must pay, till the month after. My statement date is 24th and my salary is out between 18th-20th (most of the time 20th but if 20th falls on weekends will be earlier).Secondly, you will only known the amount owed some days later (except if you track via M2U) and for some, they may not have budgeted for it from the previous months salary, and the current month's salary has not been paid as of the 20th. Is the statement date OK? I mean in term of all those rebate crediting? Payment wise, I'm OK anytime. My OCBC's statement date is 12th by the way. This post has been edited by fruitie: Aug 30 2013, 05:02 PM |
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Aug 31 2013, 11:44 AM
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#47
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(ubuntu @ Aug 31 2013, 10:49 AM) Apparently the situation has changed, it doesn't provide option to choose which currency... You mean you cannot choose currency when you were checking hotel rates or when you were about to make payment?Normal Agoda website Checking hotel rates, can change to MYR.  Payment page still shows MYR.  I didn't proceed because have no intention to book.  Maybank Agoda website Change the currency in its main page.  After that, it shows the same as normal Agoda page. Quoted in MYR as well. Edit: I re-read your post again, it seems you have chosen MYR but was charged in USD. So, you can ignore my post. This post has been edited by fruitie: Aug 31 2013, 11:46 AM |
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Aug 31 2013, 12:06 PM
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#48
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72,818 posts Joined: Sep 2005 From: KUL
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Yeah, Agoda is not really that cheap these days. There are other booking sites which offer cheaper rate and can use PayPal during weekends.
Recently only my sister booked our hotel directly from the hotel, somehow is cheaper than Agoda. |
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Sep 3 2013, 04:33 PM
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#49
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(louyit @ Sep 3 2013, 03:52 PM) Just found out that Maybank has implemented Treats Point "Expiry" effective on 1st August 2013 Er, this news was already made known before August and many of us have exchanged vouchers.   In spite with its recent TP inflation, MBB2 is no longer that 'Best' anymore» Click to show Spoiler - click again to hide... « Source  Not only on the expiration date, there are vouchers which require higher TP for exchange. |
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Sep 9 2013, 05:22 AM
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#50
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(Reventon @ Sep 9 2013, 03:49 AM) Okay. Found my NEVER USED MBB 2Kard Amex Plat being charged USD25 on SKINNYCORP , LLC moments ago. Received sms notification and called MBB to report. Why AmEx? If it's MasterCard or Visa, I could have understood. This card is totally never used , applied for it 2 years ago and kept in drawer till to date.  Anyway, that's a popular site for fraud case. Almost all fraud cases reported before for AmEx came from that website. |
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Sep 9 2013, 04:24 PM
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#51
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(Reventon @ Sep 9 2013, 03:27 PM) Sis ur mean is why I kept the card without using it ? Ya. People applied this card for AmEx and keep the MasterCard or VISA away.Its my mom supp card and she use only the master. Many place she frequent never accept amex. Just wonder how this card detail leaked. AmEx gives good benefits but not MC/VISA... This post has been edited by fruitie: Sep 9 2013, 04:25 PM |
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Sep 11 2013, 08:17 PM
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#52
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(asiatrader98 @ Sep 11 2013, 07:10 PM) can i just apply maybankard 2 cards then only apply 1 American Express as supplementary card? Cannot. It must come in a pair. Both AmEx and MC/VISA. So you will need to pay for both cards' GST (supp).I got the info from here http://askchong.com/2011/11/maybankard-2-c...-supp-card.html the service tax is RM25 x 2 card (Amex and Master or Visa) because the "One Service Tax" is only applicable for Principal Card Holder (Confirmed by Maybank customer service department as well as charges incurred by me) can anyone here confirm this? Yes, for principal only one card will be charged, AmEx is waived for life. |
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Sep 12 2013, 11:55 AM
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#53
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(titanic_crash @ Sep 12 2013, 09:02 AM) I have read the first page... RM 25 for each card.Why Maybank charge me rm50 for supp card?rm25 for AMEX and rm25 for VISA... I have read the t&c but it stated only rm25 for both card...Have call the CS, they said it is rm25 per card for supplementary... |
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Sep 12 2013, 05:43 PM
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#54
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(asiatrader98 @ Sep 12 2013, 04:08 PM) yeah..... 5xTreat Points is 24/7 but 5% rebate is only during weekends.look at here btw, guys Maybankard 2 cards offers 5% of Cash Rebates while you swap Maybankard 2 Amex during weekend, and getting 5X rewards point for any purchase. does it mean if I spend on weekend, i will get 5% cash rebate as well as 5 X rewards points of any purchase? |
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Sep 12 2013, 07:32 PM
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#55
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(ryudell @ Sep 12 2013, 07:18 PM) haha..but now paying between 500-700 just to reduce the interest charged Not really good in financial planning ya?I think that could contribute to one of the reasons why your applications for OCBC and Maybank were rejected. |
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Sep 13 2013, 09:48 AM
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#56
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(asiatrader98 @ Sep 13 2013, 07:44 AM) how about the online payment ? likely or not to make it weekend? It depends on the merchants' processing time. Most of them transact on weekends but some don't, for e.g Dell. I always use PayPal on weekends and got the 5% rebate, usually do that on Saturday's night because it follows US time zone. |
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Sep 13 2013, 11:56 AM
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#57
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(grehartm @ Sep 13 2013, 10:43 AM) Want to ask something, platinum credit card is consider the "highest" in their category right? For this Maybankard2Card, yes.Else, it still has other higher status cards like for e.g. VISA Infinite. |
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Sep 17 2013, 07:21 AM
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#58
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(tednet @ Sep 17 2013, 02:51 AM) hi... newbie here.. Of course. so what with this KARMALOOP?? so far i got such transaction on my 2cards.. should i be worry bout this??  If you didn't perform any transaction in that website and got charged for it, you have to report to Maybank for fraud cases. They need to block your card and send you a new replacement. Moreover, you will still need to file a dispute case. Karmaloop is infamous for fraud cases. This applies to all transactions and cards, if you don't perform any transaction and charged for that, contact the bank immediately. QUOTE(Malvo @ Sep 17 2013, 06:37 AM) as i know, petronas generally dont accept amex I think Petronas accepts AmEx but if they accept for TnG, that's a separate discussion. This post has been edited by fruitie: Sep 17 2013, 07:24 AM |
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Sep 17 2013, 09:08 PM
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#59
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(tednet @ Sep 17 2013, 07:58 PM) right, just that i never heard of the so call KARMALOOP before.. i know bout the fraud and scam cases but just did not heard bout the KARMALOOP in particular.. If you are unsure, always call the bank.Not difficult right? |
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Sep 18 2013, 07:25 PM
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#60
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72,818 posts Joined: Sep 2005 From: KUL
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QUOTE(tednet @ Sep 18 2013, 07:22 PM) same here... every time they call to increase my limit i decline.. I thought m2cards only introduced in 2011?when travelling i ask for temporary increment of my limit. i've been using the 2 cards almost 4 years now... never offer me plat. card also.. At least I got mine that time when they called to invite me. |
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