i just use normal tape. for AMEX, it is the 4 digits at the front side.

give it a try. you can set the limit by calling CS too.

Nowadays they just need less than 5 secs to snap photo of the front and back of the CC using smart phones. Previously need longer time to write down the numbers.

For AMEX, it is the 4-digits.

Remember to save the CS hotline on your phone too

Hi, am curious. Why is it safer to have it embossed?

statement date + 20 days
or
pay before due date

Visa/MC gives you 1x treatpoints, greater acceptance compared to AMEX

Visa/MC gives you 1 TP

Yes, nowadays AMEX are accepted by most petrol stations.

No idea about the % thing as I always pay the full amount to avoid penalty.

I am not sifu but i can help

You are doing it right. As you have paid your statement balance before due date, there will be no interest charge.

The statement balance will only change after the next statement cycle.

I believe the outstanding balance RM1411.96 is for your transactions after the statement date of 6th September and will be billed in the next statement.

This post has been edited by Human Nature: Sep 17 2013, 11:44 AM

I believe so, never been charged before

It is good that he realized it now

You can try but if your documents are not complete, they have every reason to reject your application.

It doesn't matter whether that merchant is known to you or not. As long as it is an unauthorized transaction, report it to the bank.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.
7. Retail Protection - Purchase protection of up to RM20,000 per item and up to RM150,000 per card account per calendar year. Return Guarantee exchange or refund of up to 90days (Maximum RM1,500 per item on purchase price, up to a maximum of RM6,000 per card account per calendar year). Extended Warranty of up to Rm15,000 per item (Up to RM48,000 per card account per calendar year.). Subject to terms & conditions of the Certificate of Insurance.
8. Golf Privilege - Complimentary golf at selected golf courses around Malaysia.

Some promo for plat here and then too, nothing really impressive

Not sure about that. Just submit a request for CL increase.

if i recall correctly, it has always been that way. Supp has to pay RM25 + RM25

Principal + supp can only get a maximum of RM50 cashback (combined, not each)

You got to be kidding

Yup, latest 3 months salary slip or latest BE form with original tax receipt or latest EPF statement