So does Maybank automatically not charge the annual fee as soon as you hit a certain amount of spending? My 3rd year Amex Plat charge card went past, got charged the RM50 service fee but no RM800 annual fee.

First time this year.

yesterday i went to Celcom Iconic, Sunway Pyramid to buy device with contract plan.. apart from device, i need to pay upfront deposit rm700 too.. when i want to pay, counter said I can only pay upfront deposit using Amex.. for device price i can not use Amex, only Visa/Mastercard..

I paid my celcom bill in the past using amex.. this is my first time paid device using Amex at Celcom.. so this mean pay bill or upfront deposit in Celcom, can use Amex card.. but if want to pay device, cannot use Amex card..