The need for a guarantor or collateral is to mitigate the risk of the buyer defaulting on the loan.

your collateral is the house lol. value of the house will be greater than your loan anyway. you'll jz have a lower disposable monthly income

i'm arguing on the premise that it's better to take a shorter loan. so if i were to take a shorter loan, i'll pay a little bit more a month, but then i'll save 4k in the long run and for cut short my loan tenor by 2 whole years which i wont have to pay anything.

so taking your argument, you seem to think that in the long run you're better off paying less in the present (now) but end up paying more in the long run :hmm if there's no inflation. your idea will be totally incorrect. however, the rate of inflation is less than the total interest paid. so....

^ why is your signature so long ar? put it in a spoiler la wah liao

parliment bocor you think your car wont bocor?



This post has been edited by mercury99: Jun 6 2013, 12:36 PM

of course good lar

ya lar. tell story half way might as well don't tell

it's the ramp to the bridge, not the bridge itself. there's a difference

how long does it take you? one full day?

anyone knows an effective method to remove rust from metal? i believe that the rust is slightly deep, but has not eaten into the metal too much

SORRY i forgot to say that it's only a small area that is rusted. other areas are not rusted.

if use sandblast, wouldn't it destroy the unaffected areas?

any other methods?

ooooh i didn't know can use sandpaper. let me try ya thanks!

no la it's not our lala haha it's just some metal tool. other parts are smooth but just one part rusted ><

your extractor is still the hotbits 421?

got difference with the 41?

guys, my metal tool has some sort of a chip on its edges. is there something to plug that chip?

to you guys who always go dyno after mod, it might be more worth it to get a tactrix cable and install virtual dyno on your laptop. virtual dyno works by calculating your rate of acceleration and plots a dyno graph for you to compare. but you'd need an empty straight road for this purpose and you'd need to keep the logs for previous runs.

virtual dyno is very consistent based on my previous logs

anybody has the headlight levelling switch for sale?

who has the headlight levelling switch for sale?