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 -= MyForte - Naza Kia Forte Owners Club =- V18, Leaves You Speechless

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allen6279
post Jun 7 2013, 02:26 PM

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QUOTE(lingleeyen @ Jun 7 2013, 11:09 AM)
Something is wrong. Less than 70k for a 9months old car. Plus, when the 1st owner sells to the dealer, the price is lower than what is in Mudah. So we are looking at 20k drop for a 9 months old car (23% depreciation). With Forte's demand and the quantity on the road, I do not think that the rate is correct.

If wife has the money, we could have bought it as her car. Damn worth the price.
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It seems cheap but actually not.
Imagine the price 70k, 10% dp, balance. 9 years loan at 3%(assume)
9×0.03×63000=17010
so total you need to pay = 7000+17010+63000=87010(not yet include Any other chargers From dealer )

Where as for new car otr 85800
10% dp, balance 9 year loan at 1.88%
9×0.0188×77220=13066
So total you need to pay = 8580+13066+77220=98866

Difference is 12k, and after a few thousands added. For insurance, ownership transfer fee, puspakom etc.,
Just less than 10k ....
allen6279
post Jun 7 2013, 03:03 PM

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QUOTE(lingleeyen @ Jun 7 2013, 02:34 PM)
Well, selling price shall be calculated as selling only. Interest rate differs and it is not fair to compare promo and second hand car rate. It is only fair f we sum up all the charges and fees as total selling.

There was a post from Bro Iz saying that the 4 speed, 2010 - 2011-ish car (I cannot remember), not registered and new, is selling at 6% depreciation rate from RM 81500. So this one in mudah is not normal. 9 months car. 20k difference.
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I believe when calculating the cost, we should include all charges then only make comparison.
If follow What you said, then uh shouldn't be Any comparison for new car and second hand car.

The promo rate is there, why shouldn't we use that for total cost comparison?
allen6279
post Jun 7 2013, 08:09 PM

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QUOTE(Motorman @ Jun 7 2013, 07:59 PM)
Rm 69,800 exclude road tax, insurance, registration fee, inspection fee...........
Also every 2nd hand car come in different condition & "history" too.  hmm.gif  hmm.gif
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Ya... since forte is with promo interest rate.. I believe buying new is a better choice.
But myself still considering now... wait for k3 latest info only make decision.
Not sure forte still got stock or not when k3 launch wink.gif

This post has been edited by allen6279: Jun 7 2013, 08:10 PM
allen6279
post Jun 12 2013, 11:03 AM

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May I know how much is the roadtax and insurance for forte 2.0?
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