Hi, I am first buyer and face some bad experience with some symphony panel bank. I had submit all the document require for procession. Later he said need another 20% or 5% of total purchase price in saving book to eligible to get the loan. But I do not have RM 60k or 15k and thus requested the reject letter. He said cant issue me because "pending the saving record doc". May I know how to get the deposit without reject letter from bank?