i have attended a similar seminar but not hers...

LITTLE or NO MONEY - is actually quite simple.

Example :-

Price of Condo : RM 100k
Buyer and seller confirms the selling price. So when applying for loan. they will STATE a higher selling price ie RM 150k. since the price is higher thus they tell us its little money (legal fees lor) or no money...heheh

PS : if you are attending her seminar ask her this question.

PLEASE PROVE YOUR ARE A MILLIONAIRE AND YOU OWN LOTS OF PROPERTY. If she has bank statements or property contracts have a look at them so as to prove she is a genuine millionaire and property magnet...