QUOTE(jorgsacul @ Oct 5 2016, 06:48 AM)
I think so... but I am not the right person to answer this as i am not agent and I dont study this product Hong Leong Assuarance Cash Promise, worth to invest?
Hong Leong Assuarance Cash Promise, worth to invest?
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Oct 7 2016, 08:52 AM
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Senior Member
8,251 posts Joined: Sep 2009 |
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Oct 27 2016, 01:19 AM
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Senior Member
9,616 posts Joined: Dec 2013 |
crooks.
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Nov 4 2016, 03:58 PM
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Senior Member
818 posts Joined: Jan 2003 From: Subang/Kajang/Bangi :D |
Hi guys, i just received a call from a hong leong agent. Told me that invest rm10k, and return rm2k in a year. Sounds like a scam but would like to hear your opinion
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Nov 4 2016, 04:09 PM
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Senior Member
5,143 posts Joined: Jan 2015 |
QUOTE(naruto_kun @ Nov 4 2016, 03:58 PM) Hi guys, i just received a call from a hong leong agent. Told me that invest rm10k, and return rm2k in a year. Sounds like a scam but would like to hear your opinion While waiting for responses...may i suggest you read a few pages back...i think there are almost similar question posted.... |
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Nov 4 2016, 04:26 PM
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Senior Member
818 posts Joined: Jan 2003 From: Subang/Kajang/Bangi :D |
Hi, I read them, looks like a similar thing offered by HLA. I guess I am going to turn down the agent's offer.
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Nov 4 2016, 05:01 PM
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Senior Member
901 posts Joined: Jun 2012 |
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Nov 4 2016, 05:19 PM
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Senior Member
9,616 posts Joined: Dec 2013 |
QUOTE(naruto_kun @ Nov 4 2016, 03:58 PM) Hi guys, i just received a call from a hong leong agent. Told me that invest rm10k, and return rm2k in a year. Sounds like a scam but would like to hear your opinion QUOTE(T231H @ Nov 4 2016, 04:09 PM) While waiting for responses...may i suggest you read a few pages back...i think there are almost similar question posted.... QUOTE(naruto_kun @ Nov 4 2016, 04:26 PM) Hi, I read them, looks like a similar thing offered by HLA. I guess I am going to turn down the agent's offer. lol 20% return p.a100,000.00 input, 619,173.64 after 10 years. |
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Nov 4 2016, 05:21 PM
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Senior Member
9,297 posts Joined: May 2009 |
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Nov 4 2016, 05:28 PM
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Senior Member
818 posts Joined: Jan 2003 From: Subang/Kajang/Bangi :D |
QUOTE(heavensea @ Nov 4 2016, 05:19 PM) Thats why la..because he told me it is like a saving plan. Anyways first time heard got 20% per annum return by hong leong. So abit skeptical la..QUOTE(MeToo @ Nov 4 2016, 05:21 PM) I am gonna take your word for it |
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Nov 4 2016, 05:30 PM
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Senior Member
9,297 posts Joined: May 2009 |
QUOTE(naruto_kun @ Nov 4 2016, 05:28 PM) Thats why la..because he told me it is like a saving plan. Anyways first time heard got 20% per annum return by hong leong. So abit skeptical la.. U can do a search, I opened a thread before with numbers etc and you can read thru it and come to your own conclusion... mine was RM100,000 for RM20,000I am gonna take your word for it Or you can just take my word for it |
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Nov 4 2016, 05:33 PM
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All Stars
22,200 posts Joined: Feb 2011 |
QUOTE(naruto_kun @ Nov 4 2016, 05:28 PM) Thats why la..because he told me it is like a saving plan. Anyways first time heard got 20% per annum return by hong leong. So abit skeptical la.. Avoid all bank saving plan as you will get bettet returns with promo FD then with those stuff. Unless you pantang see money.I am gonna take your word for it |
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Nov 4 2016, 05:57 PM
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Senior Member
9,616 posts Joined: Dec 2013 |
QUOTE(naruto_kun @ Nov 4 2016, 05:28 PM) Thats why la..because he told me it is like a saving plan. Anyways first time heard got 20% per annum return by hong leong. So abit skeptical la.. no offence but I've to. I am gonna take your word for it HLA ppl like cult, writing alot lala quotes and selling shyt products. hire lala mui lala jai become sales = ING hired their services = buy hand phone in Lxw Yxt Plaza or Pertxmx kompleks.. |
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Nov 4 2016, 05:59 PM
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Senior Member
9,616 posts Joined: Dec 2013 |
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Nov 4 2016, 10:56 PM
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Senior Member
818 posts Joined: Jan 2003 From: Subang/Kajang/Bangi :D |
QUOTE(heavensea @ Nov 4 2016, 05:57 PM) no offence but I've to. HLA ppl like cult, writing alot lala quotes and selling shyt products. hire lala mui lala jai become sales = ING hired their services = buy hand phone in Lxw Yxt Plaza or Pertxmx kompleks.. Thanks for the feedback guys..really appreciate that.. |
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Nov 4 2016, 11:11 PM
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Senior Member
9,616 posts Joined: Dec 2013 |
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Apr 8 2019, 01:49 PM
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Probation
6 posts Joined: Apr 2019 |
Don Cheated by HLA.
Bloody HLA....I am just another stupid Victim from "HLA". I sign up from Hong Leong Bank 20 years ago "FD Care". Which put in 1K every yr for continuous 10 yrs, and was told will get back 24K after 20 yrs Maturity on March2019. You know how much I get back? RM14K. Bloody Hell Hong Leong Assurance, I put 10K for 20 yrs and get back 4K as interest? Anyone if wish to sign up those Endowment or Insurance plan like such (Especially Hong Leong), DONT Trust them (now then i heard actually there's a lot victim like me). They can bluff you in return Super High Interest, or Investment, or Saving... ALL SHIT Congrat HLA ya.. successful suck blood |
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Jan 9 2023, 10:44 AM
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Junior Member
424 posts Joined: Apr 2020 |
Hi all, so my parents were one of the victim of HLA cash promise. they invested in a total of 60k from 2014 since they started this policy, and now when I check back their statement online it is only worth 58k lol. Such a scam towards those who are barely literate. Hence, We are thiking to withdraw this amount but can't find any resources to withdraw the amount online. Is the only way to surrender this policy is through walk in?
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Jan 9 2023, 10:52 AM
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(HumbleBF @ Jan 9 2023, 10:44 AM) Hi all, so my parents were one of the victim of HLA cash promise. they invested in a total of 60k from 2014 since they started this policy, and now when I check back their statement online it is only worth 58k lol. Such a scam towards those who are barely literate. Hence, We are thiking to withdraw this amount but can't find any resources to withdraw the amount online. Is the only way to surrender this policy is through walk in? 1) you can call in to customer service to confirm the process of surrender2) step 1 dont "buy", but since you already bought, maybe you can sit down and calculate if you continue to stay with HLA, how much expected return you will get in the coming years. every year HLA will send you annual statement. i had the same problem, my husband's parents bought a very expensive policy for him. when he started working, he started paying for it. so our method to decide to continue or not is... if we dont continue, and invest, what's the return? if we continue, what's the return? we decided to continue, cause we were getting above FD return by about 1.5%, so we continue lo. |
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Jan 9 2023, 10:57 AM
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Junior Member
424 posts Joined: Apr 2020 |
QUOTE(adele123 @ Jan 9 2023, 10:52 AM) 1) you can call in to customer service to confirm the process of surrender Most return in the policy stated NON-guaranteed, so when you do the calculations did you just calculate on the guaranteed returns or do you estimate the non-guaranteed returns? For me i done the maths, i think even if they put in FD 4% compounding returns will beat this policy in no time.. 2) step 1 dont "buy", but since you already bought, maybe you can sit down and calculate if you continue to stay with HLA, how much expected return you will get in the coming years. every year HLA will send you annual statement. i had the same problem, my husband's parents bought a very expensive policy for him. when he started working, he started paying for it. so our method to decide to continue or not is... if we dont continue, and invest, what's the return? if we continue, what's the return? we decided to continue, cause we were getting above FD return by about 1.5%, so we continue lo. Anyways thank you so much for your advise and replies |
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Jan 9 2023, 02:05 PM
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All Stars
13,913 posts Joined: Sep 2017 |
QUOTE(HumbleBF @ Jan 9 2023, 10:44 AM) Hi all, so my parents were one of the victim of HLA cash promise. they invested in a total of 60k from 2014 since they started this policy, and now when I check back their statement online it is only worth 58k lol. Such a scam towards those who are barely literate. Hence, We are thiking to withdraw this amount but can't find any resources to withdraw the amount online. Is the only way to surrender this policy is through walk in? I dont think is all 'investment' per say but will include some premium for life coverage.No insurance products are 100% for investment purpose. lyylyy liked this post
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