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Credit Cards Hong Leong Bank Wise Credit Card V2, 10% Cashback , Up to RM100 per month

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echoesian
post Jul 24 2013, 11:01 PM

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QUOTE(ronnie @ Jul 24 2013, 10:12 PM)
WISE 10% Rebate is posted on 28th of every month
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Strange... I got a RM50 rebate on the 22nd
TSronnie
post Jul 24 2013, 11:14 PM

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QUOTE(echoesian @ Jul 24 2013, 11:01 PM)
Strange... I got a RM50 rebate on the 22nd
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That's a new-to-bank rebate for GST offset, right ?
What's the description of the line item ?

This post has been edited by ronnie: Jul 24 2013, 11:14 PM
jkngo2003
post Jul 25 2013, 08:43 AM

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QUOTE(HJebat @ Jul 24 2013, 09:10 PM)
Thanks for the reply.

Did you call CS to ask for the MCC of each supermarket before using the card or it's just trial & error?

I'm more inclined towards this card since it's widely accepted here than mbb2 amex.
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you cannot ask for the mcc code before you use the card. after i swipe the card, i confirm with hongleong cs that singkwong, farley, tai kiong, nguiekee mukah, daesco hypermarket, gaint super/hypermarket, medan mall supermarket, delta mall underground supermarket is under groccery mcc code and i get the rebate for it since i get the rebate for three month alr. i didnt try at everwin supermarket since they need speng rm100 for using credit card.

since you r using mbb amex also, i share with you that the place at sibu, sarawak which can use AMEX.
1. digital camera shop at the entrance of sanyan,
2. toy and baby equipment shop besides ngiukee or yamyam cafe,
3.water dispenser and acceceries shop at bus station,
4. gaint,
5. all petrol station,
6. parkson,
7. premier departmental store,
8. tanamas hotel and restaurant,
9. wetrac auto service in front of farley food court(2 percent charge and u may ask him to offset it),
10. sengheng, court, guardian besides tai kiong and medan mall only(gaint and sanyan guardian didnt accept it), all watson
11. some brand shop like vincci,


sorry RONNIE to post mbb 2 card here. just want to share something with my sibu sarawak guy. can you pls update it at you mbb website for sibu sarawak. thanks.
FK003
post Jul 25 2013, 09:02 AM

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TNB Kiosk confirm got rebate, at penang anson road
HJebat
post Jul 25 2013, 02:34 PM

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QUOTE(jkngo2003 @ Jul 25 2013, 08:43 AM)
you cannot ask for the mcc code before you use the card. after i swipe the card, i confirm with hongleong cs that singkwong, farley, tai kiong, nguiekee mukah, daesco hypermarket, gaint super/hypermarket, medan mall supermarket, delta mall underground supermarket is under groccery mcc code and i get the rebate for it since i get the rebate for three month alr. i didnt try at everwin supermarket since they need speng rm100 for using credit card.

since you r using mbb amex also, i share with you that the place at sibu, sarawak which can use AMEX.
1. digital camera shop at the entrance of sanyan,
2. toy and baby equipment shop besides ngiukee or yamyam cafe,
3.water dispenser and acceceries shop at bus station,
4. gaint,
5. all petrol station,
6. parkson,
7. premier departmental store,
8. tanamas hotel and restaurant,
9. wetrac auto service in front of farley food court(2 percent charge and u may ask him to offset it),
10. sengheng, court, guardian besides tai kiong and medan mall only(gaint and sanyan guardian didnt accept it), all watson
11. some brand shop like vincci,
sorry RONNIE to post mbb 2 card here. just want to share something with my sibu sarawak guy. can you pls update it at you mbb website for sibu sarawak. thanks.
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Wow, you really did some homework there rclxms.gif

I didn't know that we can't ask for the MCC from the CS before using the card (so, it's really trial & error la). Well, at least I know which merchant is under grocery now, thanks to you. I'm going to apply for this card by next week. Hopefully will be approved.

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echoesian
post Jul 25 2013, 05:23 PM

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QUOTE(ronnie @ Jul 24 2013, 11:14 PM)
That's a new-to-bank rebate for GST offset, right ?
What's the description of the line item ?
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25 RM50 CASH REBATE
hmwong
post Jul 25 2013, 10:33 PM

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QUOTE(echoesian @ Jul 25 2013, 05:23 PM)
25 RM50 CASH REBATE
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I also go the same thing plus the welcome gift cash rebate of RM5


22-Jul-2013 22-Jul-2013 45 HLC WelcomeGift RM5CashRebate 5.00

22-Jul-2013 22-Jul-2013 25 RM50 CASH REBATE 50.00

TSronnie
post Jul 25 2013, 10:39 PM

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QUOTE(hmwong @ Jul 25 2013, 10:33 PM)
I also go the same thing plus the welcome gift cash rebate of RM5
22-Jul-2013 22-Jul-2013 45 HLC WelcomeGift RM5CashRebate 5.00

22-Jul-2013 22-Jul-2013 25 RM50 CASH REBATE 50.00
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How come I don't get sad.gif
vinvon23
post Jul 25 2013, 11:53 PM

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wanna ask right...how they calculate the rebate when the statement date was mid of the month.... got my card early july then the statement date is 17th july....??? rebate suppose based on calender month rite?
TSronnie
post Jul 25 2013, 11:57 PM

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QUOTE(vinvon23 @ Jul 25 2013, 11:53 PM)
wanna ask right...how they calculate the rebate when the statement date was mid of the month.... got my card early july then the statement date is 17th july....??? rebate suppose based on calender month rite?
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Rebate is calculatyed based on Total Spend posted in a calendar month (i.e. 1-30 June / 1-31 July).
Then rebate is creditted on 28th of every month.

Eg. 1-30 June's posted transaction ---> Rebate given in 28 July 2013
Eg. 1-31 July's posted transaction ---> Rebate given in 28 August 2013
eddievh
post Jul 27 2013, 02:32 PM

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QUOTE(vinvon23 @ Jul 25 2013, 11:53 PM)
wanna ask right...how they calculate the rebate when the statement date was mid of the month.... got my card early july then the statement date is 17th july....??? rebate suppose based on calender month rite?
*
Wow 17! Very confusing date indeed. My statement is every 2nd of the month still quite easy to monitor the 10 transsaction.
titanic_crash
post Jul 29 2013, 04:38 PM

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my first application was rejected last feb 2013...

i reapply again again month...yes, successful..now, its on the way via normal post...

need to double confirm here, if i choose depatmental...
in SOGO, if i spend at supermarket, would HL take it as departmental or groceries?

how about the tenant in SOGO such as Uniqlo, MU Megastore or Best Denki?
vinvon23
post Jul 29 2013, 04:38 PM

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QUOTE(eddievh @ Jul 27 2013, 02:32 PM)
Wow 17! Very confusing date indeed. My statement is every 2nd of the month still quite easy to monitor the 10 transsaction.
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yes very confusing.... gonna request to change...

btw for those who apply thru groupon... hav u all gt ur gift yet? especially those who pick the bean bag....

i was told i should get latest by 19july n then nw tell me postpone to 29th....still didnt get anything....


aeiou228
post Jul 29 2013, 06:30 PM

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QUOTE(titanic_crash @ Jul 29 2013, 04:38 PM)
my first application was rejected last feb 2013...

i reapply again again month...yes, successful..now, its on the way via normal post...

need to double confirm here, if i choose depatmental...
in SOGO, if i spend at supermarket, would HL take it as departmental or groceries?

how about the tenant in SOGO such as Uniqlo, MU Megastore or Best Denki?
*
If you swipe via Sogo CC terminal, then it should be under Dept.

QUOTE(vinvon23 @ Jul 29 2013, 04:38 PM)
yes very confusing.... gonna request to change...

btw for those who apply thru groupon... hav u all gt ur gift yet? especially those who pick the bean bag....

i was told i should get latest by 19july n then nw tell me postpone to 29th....still didnt get anything....
*
It dose not matter when is the statement date. You just have to keep track of your spending on calender month basis.
DM3
post Jul 29 2013, 09:20 PM

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QUOTE(vinvon23 @ Jul 29 2013, 04:38 PM)
yes very confusing.... gonna request to change...

btw for those who apply thru groupon... hav u all gt ur gift yet? especially those who pick the bean bag....

i was told i should get latest by 19july n then nw tell me postpone to 29th....still didnt get anything....
*
yup got my groupon 150 credited last wednesday
notok
post Jul 29 2013, 09:32 PM

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QUOTE(vinvon23 @ Jul 29 2013, 04:38 PM)
yes very confusing.... gonna request to change...

btw for those who apply thru groupon... hav u all gt ur gift yet? especially those who pick the bean bag....

i was told i should get latest by 19july n then nw tell me postpone to 29th....still didnt get anything....
*
havent get it also. groupon CS said by this week can get it already.
tbheng
post Jul 29 2013, 10:33 PM

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Guys, the June CB has been posted. rclxms.gif
I received RM90.00 this month as my Maxis payment (paid on 28 Jun) got posted on 1st July.
TSronnie
post Jul 29 2013, 11:08 PM

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QUOTE(tbheng @ Jul 29 2013, 10:33 PM)
Guys, the June CB has been posted.  rclxms.gif
I received RM90.00 this month as my Maxis payment (paid on 28 Jun) got posted on 1st July.
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I also had a transaction posted into the NEXT month... which totally screwed my July Spend.
So next time need to really "take care" of month-end transactions.

Just like Maybankard 2 AMEX calculation of rebate.... if your June swipe is posted in July, it will be calculated under July's quota of RM100 [For HLB WISE]

This post has been edited by ronnie: Jul 29 2013, 11:30 PM
brotan
post Jul 29 2013, 11:14 PM

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QUOTE(ronnie @ Jul 29 2013, 11:08 PM)
I also had a transaction posted into the NEXT month... which totally screwed my July Spend.
So next time need to really "take care" of month-end transactions.

Just like Maybankard 2 AMEX calculation of rebate.... if your June swipe is posted in July, it will be calculated under July's quota of RM100
*
maybank 2 amex i thought max is rm50 rebate?
eddievh
post Jul 29 2013, 11:15 PM

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QUOTE(ronnie @ Jul 29 2013, 11:08 PM)
I also had a transaction posted into the NEXT month... which totally screwed my July Spend.
So next time need to really "take care" of month-end transactions.

Just like Maybankard 2 AMEX calculation of rebate.... if your June swipe is posted in July, it will be calculated under July's quota of RM100
*
That why i spend like crazy during begining of the month to achieve 10 transactons and try my best to max out Rm100 rebate to prevent near month end spending. Some merchants took their own sweet time to post it lagi worst,got once Tesco post it 7 days after i swipe it. sweat.gif

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