Hello all,

This is my situation, I have a house, recently completed, fully paid, with the title in my name, valued at 140K. I need a loan for 50K for home renovation.

No proof of income, pasar malam, small time business here and there.

Anybody got ideas, drop me a PM. we can discuss further. Btw, I am in Kulim, Kedah. Prefer solution providers from Penang, or Sg Petani or near about.

Thanks.

Thanks, I have actually nothing to proof my income, hence the problem. I could save up again, but would probably take another 3 years...

I am thinking on this area as well, but setup an enterprise and hire my wife as an employee. Not sure what other documents would a bank need, KWSP? payslip etc....and how many months of bank statement, kwsp statements would be needed.