I need to double check agricultural land financing and construction. Very few banks would finance Agriculture land as the collateral for the mortgage.

Just a note for other readers, for residential land no problem to finance the purchase of land (if already bought, you have to charge the land to the bank) and construction at 90% of the land+construction value, at normal residential loan rates.

say i owns a land (agricultural with 17 years remaining) and i intend to build a house.
will the land title be changed to residential? - no. not likely as is for personal dwelling purpose. and conversion is a premium.

est construction cost is 420k excluding engineering and archi costs. what is the % for interest?
the rates follow housing loan rates depends on loan amount
margin is up to 80% noted.

can i get 90% of the construction cost as my loan? any case where we can get 100% of construction costs?
not possible for higher than 80% noted. any idea which banks normally does this kind of loan arrangement?

will i be able to renew my leasehold when the construction is ongoing?
yes but to be safe better to submit for renewal first considered renewal first. but the subdivision from land surveyor took them nearly 2 years and still not done yet.