Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Mar 6 2019, 10:22 AM
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#1
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Newbie
0 posts Joined: Jan 2013 
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Hi all, I would to seek some advise to refinance my housing loan, wish to save the interest and know what is the BLR rate in the market
Housing loan 1: Loan amount - 120K Tenure - 20 years Loan remaining - 72K Housing loan rate - 4.77 Housing Loan 2: Loan amount - 462K Tenure - 40 years Loan remaining - 426K Housing loan rate - 4.57 This post has been edited by ykchia03: Mar 6 2019, 11:30 AM |
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Mar 6 2019, 11:24 AM
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#2
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QUOTE(lifebalance @ Mar 6 2019, 10:45 AM) House 1 4.8 - 5%+ House 1 BLR rate is 4.77House 2 4.5%  House 2 BLR rate is 4.57 Is this the best rate in market? |
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Mar 6 2019, 12:37 PM
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#3
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QUOTE(lifebalance @ Mar 6 2019, 11:34 AM) market running on BR + SR now, so I can't tell you whether its great or not, you have to calculate your BLR - % = the effective rate My current loan rate as below:Housing loan 1 is 6.97 - 2.2 = 4.77 Housing loan 2 is 6.97 - 2.4 = 4.57 Just wondering the lowest market rate now is what, can share for to do some comparison or not. |
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