Hello, could you please help me to check how much can I borrow from banks to buy a house? And also how likely I can get the loan approved by the Banks?

Introduction
I'm 34 years old. I work for a company as an interior designer. (sdn bhd) about 4 years now and only taking allowance (usually at least can get RM2,000 per month), no basic salary, no EPF.
I am also a sole proprietor (10 years now, video editing business)

Latest 6 months income statement (rounded up for easy calculation)

Income from the company (sdn bhd) (got payment voucher given by the company)
Jun - 6000
Jul - 6000
Aug - 4500
Sep - 2000
Oct - 3500
Nov - 0

Income from my business (sole proprietor)
Jun - 3000
Jul - 4000
Aug - 2500
Sep - 8000
Oct - 8500
Nov - 6500

Monthly installment
RM1800 (car loan)

Extra info
- First time house buyer
- I don't have any credit card
- I do self contribute EPF: between RM600 to RM1000 (depends on how much extra cash I have in hand)
- Got RM25,000 in FD account
- Year 2017 borang B: Total Income 47,000 / Chargable Income 34,000


Thank you.

This post has been edited by yct2853: Dec 18 2018, 01:18 AM

Thanks, can you please share a bit what is the main reason that the loan amount is so low...

I see. Thanks.