still not sure to refinance or to take up new loan.
Need more info
any penang HLB agent please PM me.
thanks
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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Feb 4 2015, 10:53 AM
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#1
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island |
still not sure to refinance or to take up new loan.
Need more info any penang HLB agent please PM me. thanks |
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Mar 28 2016, 03:58 PM
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#2
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island |
Need advice.
1. Can non citizen be my guarantor for house loan in Malaysia loan lower than 500K? 2. Any help on parent pass retirement age to become a guarantor even if she still working? thanks |
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Mar 30 2016, 12:52 PM
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#3
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Senior Member
1,215 posts Joined: Jul 2009 From: Penang Island |
QUOTE(Madgeniusfigo @ Mar 29 2016, 07:51 PM) Dear, 2. Have income but already pass retirement age. ( mean still working even after retirement age) still a no?1. Can't be done, he she has to be a malaysian citizen, because as a guarantor, he/she is responsible for any default happen upon the mortgage, if they are foreigner, they hold no responsibility at all. 2. They have to have income, if not it beats the purpose of having a guarantor. Guarantor is to take responsibility if any default were to happen. If guarantor has no income, who else gonna pay off the debt? Cheers |
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Mar 30 2016, 01:29 PM
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#4
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1,215 posts Joined: Jul 2009 From: Penang Island |
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Mar 30 2016, 01:41 PM
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#5
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1,215 posts Joined: Jul 2009 From: Penang Island |
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