any direct banker here?
want to ask if
salary : rm3k
car loan : rm1012 (commitment)
house to buy : rm300k
how much i can borrow?
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Mar 24 2015, 05:18 PM
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#1
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Junior Member
117 posts Joined: Aug 2008 
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Aug 14 2015, 11:54 AM
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#2
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Junior Member
117 posts Joined: Aug 2008
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i want to ask, still got banker provide loan below rm100k?around rm60k - rm100k...
i want to buy a flat for investment... |
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Sep 2 2015, 09:17 AM
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#3
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117 posts Joined: Aug 2008
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hi,
want to ask... i already have an apartment at puchong bought on year 2012. i also have join loan with my wife for landed home at kuantan (still in process) - but snp just my wife only ( this house is under my wife name only , but join loan ) i want to a buy a flat after this.still can get 90% loan or not? thanks This post has been edited by who_care: Sep 2 2015, 10:06 AM |
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Sep 2 2015, 10:05 AM
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#4
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117 posts Joined: Aug 2008
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QUOTE(ims2628 @ Sep 2 2015, 09:18 AM) Will slash loan margin 70% wait a minute... forgot to mention... for second house, join loan but snp just my wife only... also will count? |
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May 3 2018, 09:09 AM
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#5
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Junior Member
117 posts Joined: Aug 2008
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hi ,
just seeking for housing loan. Property type : Double storey at Kuantan Market value : Rm320k ( based on valuer) any banker i can contact? |
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May 4 2018, 05:28 PM
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#6
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117 posts Joined: Aug 2008
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QUOTE(lifebalance @ May 3 2018, 09:32 AM) I will need to first assess your loan eligibility. Age : 31Also if you're buying a subsale property, will need to check the value whether it is at 320k, if it's a project then no need to check. You may provide me the following info Age Gross pay Nett pay Rental income ASB Bonus 2015 2016 2017 Commitment House Car Credit card outstanding Personal Loan PTPTN Grosspay : RM5198 Rental from first house : RM600 but agreement missing Comitment: First house : rm533 Credit card outstanding : just normal one less than rm500 Car : rm567 ASB Loan : Rm180 Personal Loan : dont have PTPTN : dont have Property: Type : Double storey house (Sub sale) Area : Indera Mahkota 14 , Kuantan Based on valuer from owner : rm320k Detail : https://www.mudah.my/House+with+furniture-65549081.htm |
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