looking to buy 2nd house, can i use my epf money for 2nd house, consider 2nd time withdraw asw my 1st house also withdraw money from epf...

acutlaly saw a lelong house and i like the location a lot, but not sure can use the epf money to cover the 10% or not. i check my epf account , i think refer to account 2. i do hv the amount there. so plan to use up the money for this lelong house.

i take OCBC home loan 6 years ago, that time is blr - 2.0.

now my home loan left around 150k , can i ask ocbc to adjust my interest rate, will that means my loan will lock to 3/5 years again?

my loan left around 150k can i still get a good rate? if i maintain with ocbc do i still need to pay for legal fees?

Ask on behalf

2nd house : rm900k.

Monthly around 8k before deduct elf and tax.
Monthly commitment car loan 900. House loan 2000.
Wife income around 3000. Car loan 700.

What's the max amount this guy can borrow the loan if he wish to get max loan. Monthly installment is how much. Any bank recommend ?

i receive ocbc stattement that now my rate is 6.6%... is that too high? not below 4.6% ? throw the letter away already....

i left around 140k loan, can i refinancing, whats the best rate i can get . currently it ask me pay for 1200++ monthly but i always pay for around 1800.

oh no...i still paying so much...can you guys pm me detail ? lock in period (prefer no) ? current bank is ocbc, maybank maybe ?