Dear Sifu,

Need some advices.

Currently, I am still serving my first house's loan payment which is not much left, about 30K. I am planning to buy a second property which cost about 750K max. I don't intend to settle my first housing loan because part of the money I will use to buy the 2nd property. If I do this, will this have any impacts to my loan application? Any other good method that you can suggest? Kindly advice. Thanks.