Hi, I am a first time home buyer and I needed some assistance here. I just booked an under construction apartment and should be signing the S&P within the next 2 to 3 weeks.

The developer has informed me that they have 4 banks as their panels for mortgage (OCBC, RHB, Maybank & Hong Leong). My question is, do I have to borrow from those 4 banks only or I have the option to get loan myself from all other banks.

I intend to take 100K loan only. Can I know what are the interest rates are like. I am intending to go for flexi/semi flexi loan and I hope agents out there are able to help me and guide me through it.

Another thing is the house is bought under 2 names, but can the load be under my name only? Thanks.

This post has been edited by tifosi: May 17 2013, 01:34 PM