Hi, would like to know if it is possible to buy MRTA after taking the home loan.
It is not included in the offer, but is there a possibility of adding it in the future ?
If it is possible, could we re-negotiate the interest rate again ? (any fees involved ?)

On top of that, what is the estimated annual premium for a coverage of 500k for both MLTA and Life Insurance ?
From my understanding, mlta is also a type life insurance and each company/product might have different premium... but any estimation as a general guideline ?