Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
|
|
 Aug 2 2015, 07:54 AM
Return to original view | Post
#1
|
 
Junior Member
38 posts Joined: Aug 2011 
|
Hi all,
Just booked a new project and applied loan from hong leong, approved 90% ( 510k)with 4.5% for 33years, semi flexi Is this a good offer? Should i accept the offer? Whats the different between semi flexi and full flexi? Only withdrawal fee different? |
|
|
|
|
|
Aug 3 2015, 03:46 AM
Return to original view | Post
#2
|
|
Junior Member
38 posts Joined: Aug 2011
|
QUOTE(ims2628 @ Aug 2 2015, 09:45 AM) 4.5 should be ok. It's with or without mrta? If with try to ask banker appeal lower 4.45 if without it should be acceptable Its without mrta Personally felt rate is normal only a little high if compare Asked to appeal to lower rate but cannot Semi flexi withdrawal fee is rm50 per transaction How much should the loan agreement costs? My LO stated 10500? I included the loan fee so the firm is charging me higher? Plan to nego to 6k but dobt know can get or not 510k loan for 33years monthly repayment almost 2.5k reasonable? |
|
|
Aug 6 2015, 02:54 AM
Return to original view | Post
#3
|
|
Junior Member
38 posts Joined: Aug 2011
|
QUOTE(nik@maybank @ Aug 4 2015, 11:52 AM) did you get the qoutation from the lawyer?? most of the time the bank will put a higher amount in the letter offer... scare that u need to forkup cash if the bill is higher.. how the balance amount will be reimburse back to u... The balance will be reimbursed back to me by cash or lesser repayment amount or period? |
|
|
Dec 27 2017, 04:19 PM
Return to original view | Post
#4
|
|
Junior Member
38 posts Joined: Aug 2011
|
Hi all, my current mortgage loan interest is @ 4.5% for 520k Lon amount and tenure is 33 years, is that consider a fair deal? Thanks
|
|
|
Dec 27 2017, 07:33 PM
Return to original view | Post
#5
|
|
Junior Member
38 posts Joined: Aug 2011
|
QUOTE(lifebalance @ Dec 27 2017, 04:46 PM) can get 4.22% How much is the monthly different if compare to my 4.5%? How can I change the loan ?Not really a good deal  |
| Change to: |  0.1255sec
 0.43
 7 queries
 GZIP Disabled
Time is now: 7th December 2025 - 12:10 AM |
Quote