Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

views
     
sprstrvijay
post May 15 2014, 03:57 PM

New Member
*
Junior Member
23 posts

Joined: Mar 2014
Dear Banker

My gross income RM7.1K and net around RM5.8K
Working in GLC. Age 32 (married)

Current loans:
1. HL = RM550
2. Personal loan = RM740 (just approved this month)
3. Credit card = current outstanding RM18K however, will make full settlement once my personal loan disbursement (item 2 above). Expected in a few days

I intend to purchase a condo unit under construction with purchase price RM690K.

Questions:
1. Can I get 90% loan @ 35 yrs
2. Which bank provides best interest
3. If possible wanna capitalize legal fees, MRTA

Appreciate if anyone who can enlighten me and offer a competitive package.

sprstrvijay
post May 18 2014, 06:46 PM

New Member
*
Junior Member
23 posts

Joined: Mar 2014
QUOTE(wild_card_my @ May 18 2014, 05:35 AM)
Hello!

1. To give you a more accurate calculation, may I know more about your loans?

a) What is the balance of your housing loan?
b) What is the original loan amount of your personal loan?

2. Some banks do finance the legal fees while others do not.
*
a. my housing loan balance around rm85k.
b. Personal loan rm65k

credit card rm45k - zero utilasation
HP fully settled.

 

Change to:
| Lo-Fi Version
0.1203sec    0.52    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 08:05 PM