Hi all..

Would like to ask.. I'm going to apply for housing loan/mortgage. Got an offer for Rumawip. Property price 198k (downpayment 10%).
My profile:
30/male
Net income: RM 3467 *after all deductions*
Liabilities: ASB loan RM 571(100k loan since 2015), car loan RM 364, credit card - limit RM 5000 (rarely used & always paid full ontime - usually RM 250/month if any)

What is the best plan for me (banks, interest rate, margins,instalments etc) and if possible I'm keen on getting MLTA/MLTT instead of MRTA/MRTT. Thanks.

Thanks✌