Hi can all sifus calculate for me whether I am elegible to buy a house and how much the maximum loan can I get?
My info:
1. Borrower info
Age : Both 27
Occupation : Property Exec/ Admin Exec
No of borrower : Joint Borrower
2) Income
A) Salary earner
Gross salary 1st Borrower : RM4000
Gross salary 2nd Borrower : RM2200
3) Monthly Commitment
1st Borrower (Salary RM4000)
Hire purchase : RM1000
Personal loan : RM500
PTPTN loan : RM180
Credit Card : 3 cards with no outstanding
Overdraft Facilities : RM200/mth (left 8 mths, outstanding RM1500)
2nd Borrower (Salary RM2200)
Personal loan : RM600
PTPTN loan : RM120
4) Supporting Document
T.H Savings 1st Borrower : RM10k
T.H Savings 2nd Borrower : RM5k
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
Jan 18 2018, 05:46 PM
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