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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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redtribe
post Mar 7 2015, 09:38 PM

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Hi all

wea are planning to purchase a house price 980k, we already pay 10% and looking for 90% loan (882 k).

our joint income monthly gross approx 12k and after deduction from slip around 9.4k. however (not stated in pay slip) we have car loan - 1810, another car - 460 (will be finished paying by this Nov 2015), housing loan 1350 (but currently in the middle of selling, we already received buyer's bank loan offer letter) - asb - 430, cc - 4k.

can anyone advise on our eligibility?..

many thanks
redtribe
post Mar 10 2015, 02:21 PM

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QUOTE(ims2628 @ Mar 10 2015, 12:55 AM)
DSR burst even haven't add on your asb and credit card. unless you able pay more downpayment or have any others support income such as part time job with pay slip, rental income "tenancy agreement with stamping" etc
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Thanks we planning to settle out the 1st housing loan, 2nd car as well as the asb and cc first before proceed.. Many thanks for the advise..


 

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