Dear professional advisers,

Both of us are looking for house, my wife has no property and I'm presently servicing a shop lot's loan with another partner 50:50 (joint name).
What are the maximum loan margin we can get for the House under the below scenario?

buy the house in our joint name
buy the house with my name
buy the house with my wife's name (first time buyer)

Any difference with houses price above / below RM500K?

Thanks for your time and advice