Hi, need loan for 3rd house. (Min 70%, better if i can get higher)

Gross Income: RM 4.6k
Nett Income: around RM 4k + rental rm850
Current Loan/commitment: 1st house rm818+2nd house rm2000(starting next year, house still in progress) +moto rm340 (per month)
Credit card: No outstanding every month
Status: Single

3rd Time Buyer
Property : 120k. Need at least 70% if can get 90% better.

Options:
1) refinance first house ( get back arnd 80k) + my cash.
2) 30% my cash 70% loan.

All my housing loans are with mbb (good pyment record). Prefer MAYBANK banker who can quote me n suggest me a good loan plan. Reason: put everything in 1 place.

However if non maybank can give a better rate and higher chance to get loan will defenitely go for it.
Need loan asap. Want to secure a house as soon as possible.

Please pm me asap