Yes a number of banks allow this. This is called a third party loan.

Let me help you further as a mortgage broker, with my company we can help you apply for OCBC, Maybank, AMbank, Alliance, and recently we have just added RHB into our listing.

For the maximum salary allowed for installment, it depends on your nett salary in the first place. But for OCBC, if you earn more than RM9000 net, your debst-service-ratio is 90%; for RHB, for income between RM6000 to 10,000 the DSR is 80% and climbs to 85% for net income of more than RM10k.

My services are free of charge, I get my commissions from the banks. As such, I am more eager to get the cases through otherwise I would not get anything by the end of the day.