Oct 21 2013, 11:40 PM
QUOTE(zulslider @ Oct 21 2013, 05:17 PM)
Hi Guys,
I'm currently earning 11K for gross salary, monthly commitment, 1 housing at RM1000, car loan at RM1100 and I have total 5 credit cards (thanks for all those bank where you apply for 1 and they will give you 2 cards together)
House property buying at RM600,000. Paid the 10% ady. Applied for more than 3 weeks now but still cant get it approved as in no feedback from agent. The house is around 80% complete based on what the developer mentioned.
Is it because of my credit card? I think I have quite a fair bit (~RM15K) of credit card balance...but i've being paying up on time and definitely not minimum amount...another thing is that last time i did a 10 month installment payment for an iMac..is this currently bringing me down?
Regards,
Zul
that's why 80% completed... there will b alot of procedure for banker to justify, example cf or more.... mayb ur banker is not experince enuf for this field...I'm currently earning 11K for gross salary, monthly commitment, 1 housing at RM1000, car loan at RM1100 and I have total 5 credit cards (thanks for all those bank where you apply for 1 and they will give you 2 cards together)
House property buying at RM600,000. Paid the 10% ady. Applied for more than 3 weeks now but still cant get it approved as in no feedback from agent. The house is around 80% complete based on what the developer mentioned.
Is it because of my credit card? I think I have quite a fair bit (~RM15K) of credit card balance...but i've being paying up on time and definitely not minimum amount...another thing is that last time i did a 10 month installment payment for an iMac..is this currently bringing me down?
Regards,
Zul
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