Hi bankers, I am planning to refinance my house.
I am looking for semi/full flexi loan that offer 100% offset cap.

Info to share
▪️Objective: to refinance (Mortgage)
▪️Housing Type: Service Apartment
▪️Type of Title: Master Title (VP 4 years ago)
▪️Tenure: Freehold
▪️Condition: Commercial Title
▪️Estimated Market Value: RM 420,000


Please PM me by following format.

Thanks

📍(Option 1-To be filled by Banker)📍
Bank Name: XXXX

🔹Mortgage Name: XXXX Loan
🔹Loan Type: F/Semi-Flexi
🔹Offset cap: 100%
🔹Max % of Refinance: 90% of Valuation
🔹Tenure: up to age 70 or max 35yrs
🔹Min Effective Interest%
With MRTA: 2.89%
without MRTA: 3.15%
🔹Min Insured MRTA: RM 100000 @ 10yrs
🔹Possibilities to loan MRTA: Yes
🔹Lock in Period: 3 years
🔹Early Settlement Fee: 2.00%
🔹Mthly maintenance fee: n/a
🔹Withdrawal fee: RM 25 nett
🔹Processing fee: RM 200
🔹Setup Fee: n/a