Hi all,

I want to know if husband and wife combined name to purchase house and husband using gov loan, does the wife can apply for home loan from bank? I heard many banks hard to approve loan if either one husband or wife using gov loan. and many said the wife better apply personal loan. Is it true?

If my wife can apply for home loan from bank, I want to know the offers available.


Amount: RM 110,000
tenure: 10 years
Bank: any banks that offer islamic financing with interesting BLR.
other criteria: all the fees must be transparent. No hidden fees.


Thanks!