Hi, can someone explain to me how Maybank's MaxiHome Flexi works? I understand it is a 3 in 1 (savings, current and loan account combined). I am more familiar with the common full Flexi where current account is linked to home loan account. For the Maybank one does it mean that if you have excess cash in the 3 in 1 account, the monthly installment is automatically deducted from the account unlike the common full Flexi whereby you need to have a SI with your current account?

2. From my experience with certain banks, the home loan file is stored in the branch where the banker is from. The property I am buying is in PJ but I am recommended a Maybank banker in Tanjung Malim. Is the practice the same for Maybank where the home loan file will be kept at the banker's branch? It will be very troublesome if I have to go to Tanjung Malim for any dealings related to my home loan file if that's the case.