Gross income RM5300
Nett income around rm4400
Age 31 single

Current loans: 
1. Housing loan = RM1100 (getting rental 1200)
2. Housing loan (joint name) = rm500 (parents paying)
3. Housing loan (joint name) =rm550 (parents paying)
4. Car loan = rm380
5. Credit card = prompt payment but with outstanding arnd 12k for 0% balance transfer. Can settle anytime

Intended to purchase an under construction double storey corner unit. Price 1mil. Joint name.

Questions: 
Can i get a loan? Like 70%?
Is it possible for me to apply loan if i m not the owner?
Appreciate if anyone who can enlighten me.
TQVM.

This post has been edited by innocent_girl: May 21 2014, 02:27 PM