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 Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!

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gugukrez
post Apr 17 2015, 09:43 AM

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Hi,

My i know will my DSR will burst if :-

Monthly salary rm 2600
car loan rm 560

and now currently looking for house around 250k..

Do i eligible to get loan ?
gugukrez
post May 5 2015, 10:45 AM

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Hi, Im looking for banker to proceed my 700k housing loan.. kindly pm me..
gugukrez
post Jan 11 2016, 05:09 PM

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Dear,

May i know, what is the loan interest for 130k loan?
gugukrez
post Jan 12 2016, 11:20 AM

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Dear,

Let say owner selling property for RM 130 K but the Bank Value is RM 160K,

If i buy this property,

1) If after 1 year i want to refinance(If Bank Value is RM 160K) Does it mean i can get 30k money?

2) What is the charges for refinance? have to sign a new agreement? stamping ? Just want to know the process
gugukrez
post Jan 15 2016, 05:21 PM

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Dear Sifu,

Let say if I sign LOA with Bank today.. how long it will take for me to get house key?
gugukrez
post Sep 8 2016, 04:00 PM

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QUOTE(lifebalance @ Sep 8 2016, 02:58 PM)
if you pay by weekly, as compared to monthly, just calculate how many weeks you're paying divide by the total week in a year compared to banks charging you based on every month end, you'll probably pay extra 1 month in extra over the 1 year period.
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as per my friend said that the banker told him.. if pay weekly.. if the loan is 35 yr.. then end of the day u only pay till 32 yr..
gugukrez
post Apr 13 2019, 07:58 PM

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QUOTE(busdriverrocks @ Apr 13 2019, 07:49 PM)
2. I'm dont know what it classify either is reno or construction in bank.. if for construction loan.. how is the loan determine? 100% ? or only 85% of total quotation.
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+ parking.. want to know too.. and do this contruction loan include demolition charges?

 

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