Any affin bank agent here? For semi flexi loan, can I put $$$ to reduce interest during construction period?
Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Oct 24 2014, 01:17 PM
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167 posts Joined: Oct 2009 
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Oct 27 2014, 04:54 PM
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#2
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That day i ask UOB loan officer regarding their semi flexi package.
They do not allow me to offset the interest during construction period. May i know which bank can do that ? (any banks will do ? ) |
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Jun 10 2018, 07:32 PM
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#3
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Fixed Hire Purchase Versus Flexi Car loan ?
- any Pros & Cons ? - which bank offers the best Flexi package now ? |
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Jun 10 2018, 07:59 PM
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#4
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QUOTE(wild_card_my @ Jun 10 2018, 07:51 PM) Not the thread, but it is interesting to discuss because flexi car loan would have similar interest calculation as a mortgage. The biggest Con for a flexi car loan would be the variable rate that may change oer the course of 9 years (is that hte max tenure?) which is not something car borrowers are accustomed about - most uses fixed HP flexi car loan also still based on BLR right? if follow BLR , maybe we can consolidate home + car loan in future ... This post has been edited by distributor: Jun 10 2018, 08:02 PM |
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Jun 10 2018, 08:22 PM
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#5
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QUOTE(wild_card_my @ Jun 10 2018, 08:17 PM) I assume it is based on BR, not BLR anymore for new reducing balance car loan applications. ok thanks for your answer. I am not sure how the flexi loan for car is based on BR. That's why i want to know how it works for car loan. Hopefully, i can get some answer from here OR fast and furios thread.How do you mean when you said consolidate home + car loan in the future? |
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