Mortgage Loan Package Inquiries v2, Loan agents pls read the 1st post!
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 Mar 29 2018, 12:22 PM
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#1
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Junior Member
198 posts Joined: Jul 2008  
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Hi ~
Lyn member here~ Need some advise here. I plan to buy a single storey terrace house cost 380k Let said putting a downpayment of 100K Loan amount is 280K~ Avg monthly usage of utility ,car loan and credit card around rm2000 per month. My nett salary is around left 4.9K after deducate everythings~ So left 2.9K~ How the bank calculate maximun loan which I can get based on my status now~ Thank you~ |
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Mar 29 2018, 12:37 PM
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#2
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Junior Member
198 posts Joined: Jul 2008
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[quote=lifebalance,Mar 29 2018, 01:26 PM]
Best for you to break down for me the following info Age 30 Nett pay RM4.827 after epf,eis and pcb Bonus 2015 2016 2017 -13k IN TOTAL Commitment Car 500 Credit Card outstanding 0 but average monthly of 1.5k useage for utility & petrol using card Phone bill rm 200 |
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May 26 2019, 09:18 PM
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#3
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Junior Member
198 posts Joined: Jul 2008
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After latest BR drop,no much diff in monthly installment payment for public bank house loan  |
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