Hey Sifus,

Just wanna ask. If I were to apply housing (Islamic) loan for property price RM306k (90% loan = RM275k) what is the rate I should expect (package with MRTA/ MRTT)? And how much will it cost for MRTA/MRTT?

My Credit Scoring is 7. No any other loan, only possess credit card from CIMB, MBB and HSBC (Paid on time).

Planned to send application to MBB, PIB, CIMBI, HLIB and BIMB (Or any other bank you can suggest that have a best rate?)

It is my first house, so the Stamp Duty exclusion will be ONLY SnP or SnP AND Loan Agreement?

Thank you in advance for your advice.

This post has been edited by deckhand: Feb 22 2018, 12:54 PM

Anyone knew banker from Public Bank that giving a good service and fast response?

House in Kedah, my current location at KL

Any public bank banker here? Wanna ask about topup loan, what is the difference to the refinance?