Planning to get joint loan at 600K.

My salary at net 3.5K (with few days mandatory unpaid leaves every month due to covid)

Partner net salary at 3K

Age below 30. Both no other debts / commitments.

Any chance to get approval for 35 years tenure with 90% loan?

Will my unpaid leaves gonna looks bad for banker?

Thanks,

Sorry first time buyer. Zero experience. Going to meet a mortgage agent recommended by SA for a loan of 600K.

Usually how much the mortgage agent charge?

And anything that I should know / aware before signing his "service form" I assume?

Thank you.